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Banque Centrale PopulaireCAS:BCP -0.60%51 Debt-to-Equity is 0.66 as of Dec. 2025, which is 23% below its 10-year median of 0.86. GuruFocus rates CAS:BCP with a GF Score™ of 51/100 and a GF Value™ of MAD352.96 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,423 Banks companies, Banque Centrale Populaire ranks worse than 55.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banque Centrale Populaire's Debt-to-Equity or its related term are showing as below:
CAS:BCP'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.64 Med: 0.86 Max: 1.11
Current: 0.66
During the past 13 years, the highest Debt-to-Equity Ratio of Banque Centrale Populaire was 1.11. The lowest was 0.64. And the median was 0.86.
CAS:BCP's Debt-to-Equity is ranked worse than 55.52% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs CAS:BCP: 0.66
Banque Centrale Populaire (CAS:BCP) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banque Centrale Populaire Debt-to-Equity Related Terms
Banque Centrale Populaire Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banque Centrale Populaire's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Centrale Populaire Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banque Centrale Populaire's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banque Centrale Populaire's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Centrale Populaire (CAS:BCP) has a Debt-to-Equity of 0.66 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Centrale Populaire and its competitors. This is 23% below median its historical median of 0.86. Over the past decade, Banque Centrale Populaire's Debt-to-Equity has ranged from 0.64 to 1.11. According to the industry distribution chart, Banque Centrale Populaire ranks #790 out of 1423 companies in the Banks industry, placing it in the top 55.5%.
Is Banque Centrale Populaire's Debt-to-Equity too high?
Banque Centrale Populaire's current Debt-to-Equity of 0.66 is 23% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 1.11. The Banks industry median Debt-to-Equity is 0.56. Banque Centrale Populaire's value of 0.66 is 17.9% above this industry median. Based on the distribution chart, Banque Centrale Populaire ranks #790 out of 1423 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Centrale Populaire has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banque Centrale Populaire ranks #790 out of 1423 companies for Debt-to-Equity. This places Banque Centrale Populaire in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Banque Centrale Populaire's value of 0.66 is 17.9% above this benchmark. Historically, Banque Centrale Populaire's own Debt-to-Equity has ranged from 0.64 to 1.11 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 0.56, Banque Centrale Populaire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Centrale Populaire's current Debt-to-Equity of 0.66 is 17.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Centrale Populaire and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Centrale Populaire's current Debt-to-Equity is 0.66, which is 23% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Significantly Undervalued. The stock's GF Value™ is MAD352.96, compared to a current price of MAD248.50 — trading 29.6% below its estimated fair value. The current Debt-to-Equity is 0.66, which is 23% below median its 10-year median of 0.86 and 17.9% above the Banks industry median of 0.56. Banque Centrale Populaire's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current Debt-to-Equity is 0.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued.
The current stock price of MAD248.50 is trading 29.6% below its estimated GF Value™ of MAD352.96.
GuruFocus considers Banque Centrale Populaire to be Significantly Undervalued.
Key valuation signals for CAS:BCP:
Debt-to-Equity: 0.66 (23% below median its 10-year median of 0.86)
GF Value™: MAD352.96 vs. price of MAD248.50 (29.6% below fair value)
Industry Position: 17.9% above the Banks median (#790 of 1423)
No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
51GF Score
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