Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banque Centrale PopulaireCAS:BCP 53 3-Year FCF Growth Rate is 109.70% as of Mar. 2026, which is 255% above its 10-year median of 30.90. GuruFocus rates CAS:BCP with a GF Score™ of 53/100 and a GF Value™ of MAD312.51 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,042 Banks companies, Banque Centrale Populaire ranks better than 97.02% on this metric.
During the past 12 months, Banque Centrale Populaire's average Free Cash Flow per Share Growth Rate was 36.90% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 109.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Banque Centrale Populaire was 109.70% per year. The lowest was -34.40% per year. And the median was 30.90% per year.
Banque Centrale Populaire (CAS:BCP) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Banque Centrale Populaire 3-Year FCF Growth Rate Related Terms
CAS:BCP vs USB, PNC: 3-Year FCF Growth Rate Comparison
For the Banks - Regional subindustry, Banque Centrale Populaire's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Centrale Populaire 3-Year FCF Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Banque Centrale Populaire's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Banque Centrale Populaire's 3-Year FCF Growth Rate falls into.
Banque Centrale Populaire 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 109.70% mean?
Banque Centrale Populaire (CAS:BCP) has a 3-Year FCF Growth Rate of 109.70% as of Mar. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Banque Centrale Populaire and its competitors. This is 255% above median its historical median of 30.90. According to the industry distribution chart, Banque Centrale Populaire ranks #31 out of 1042 companies in the Banks industry, placing it in the top 3%.
Is Banque Centrale Populaire's 3-Year FCF Growth Rate too high?
Banque Centrale Populaire's current 3-Year FCF Growth Rate of 109.70% is 255% above median its 10-year median of 30.90. The Banks industry median 3-Year FCF Growth Rate is 0.40. Banque Centrale Populaire's value of 109.70% is 27325% above this industry median. Based on the distribution chart, Banque Centrale Populaire ranks #31 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque Centrale Populaire has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's 3-Year FCF Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Banque Centrale Populaire ranks #31 out of 1042 companies for 3-Year FCF Growth Rate. This places Banque Centrale Populaire in the top 3% of its industry — outperforming the majority of peers. The industry median 3-Year FCF Growth Rate is 0.40. Banque Centrale Populaire's value of 109.70% is 27325% above this benchmark. While the company's 10-year median is 30.90 vs. the industry median of 0.40, Banque Centrale Populaire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Banks company?
The median 3-Year FCF Growth Rate among Banks companies is 0.40, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Centrale Populaire's current 3-Year FCF Growth Rate of 109.70% is 27325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Banque Centrale Populaire and its competitors. For the Banks industry, the median 3-Year FCF Growth Rate is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Centrale Populaire's current 3-Year FCF Growth Rate is 109.70%, which is 255% above median its own 10-year median of 30.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD312.51, compared to a current price of MAD240.00 — trading 23.2% below its estimated fair value. The current 3-Year FCF Growth Rate is 109.70%, which is 255% above median its 10-year median of 30.90 and 27325% above the Banks industry median of 0.40. Banque Centrale Populaire's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current 3-Year FCF Growth Rate is 109.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued.
The current stock price of MAD240.00 is trading 23.2% below its estimated GF Value™ of MAD312.51.
GuruFocus considers Banque Centrale Populaire to be Modestly Undervalued.
Key valuation signals for CAS:BCP:
3-Year FCF Growth Rate: 109.70% (255% above median its 10-year median of 30.90)
GF Value™: MAD312.51 vs. price of MAD240.00 (23.2% below fair value)
Industry Position: 27325% above the Banks median (#31 of 1042)
No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
53GF Score
Get the complete analysis for CAS:BCP
3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:BCP has been successfully added to your 
