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Sanlam MarocCAS:SAH +4.53%53 3-Year Book Growth Rate is 6.40% as of Dec. 2025, which is at its 10-year median of 6.40. GuruFocus rates CAS:SAH with a GF Score™ of 53/100 and a GF Value™ of MAD1,851.12 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 475 Insurance companies, Sanlam Maroc ranks worse than 59.58% on this metric.
During the past 12 months, Sanlam Maroc's average Book Value per Share Growth Rate was 5.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 6.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.50% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Sanlam Maroc was 12.10% per year. The lowest was 2.40% per year. And the median was 6.40% per year.
Sanlam Maroc (CAS:SAH) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Sanlam Maroc 3-Year Book Growth Rate Related Terms
CAS:SAH vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 6.40% mean?
Sanlam Maroc (CAS:SAH) has a 3-Year Book Growth Rate of 6.40% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Sanlam Maroc and its competitors. This is near median its historical median of 6.40. Over the past decade, Sanlam Maroc's 3-Year Book Growth Rate has ranged from 2.40 to 12.10. According to the industry distribution chart, Sanlam Maroc ranks #283 out of 475 companies in the Insurance industry, placing it in the top 59.6%.
Is Sanlam Maroc's 3-Year Book Growth Rate too high?
Sanlam Maroc's current 3-Year Book Growth Rate of 6.40% is near median its 10-year median of 6.40. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 12.10. The Insurance industry median 3-Year Book Growth Rate is 8.30. Sanlam Maroc's value of 6.40% is 22.9% below this industry median. Based on the distribution chart, Sanlam Maroc ranks #283 out of 475 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanlam Maroc has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #283 out of 475 companies for 3-Year Book Growth Rate. This places Sanlam Maroc in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.30. Sanlam Maroc's value of 6.40% is 22.9% below this benchmark. Historically, Sanlam Maroc's own 3-Year Book Growth Rate has ranged from 2.40 to 12.10 over the past decade. While the company's 10-year median is 6.40 vs. the industry median of 8.30, Sanlam Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current 3-Year Book Growth Rate of 6.40% is 22.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Sanlam Maroc and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current 3-Year Book Growth Rate is 6.40%, which is near median its own 10-year median of 6.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,851.12, compared to a current price of MAD3,000.00 — trading 62.1% above its estimated fair value. The current 3-Year Book Growth Rate is 6.40%, which is near median its 10-year median of 6.40 and 22.9% below the Insurance industry median of 8.30. Sanlam Maroc's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current 3-Year Book Growth Rate is 6.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD3,000.00 is trading 62.1% above its estimated GF Value™ of MAD1,851.12.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
3-Year Book Growth Rate: 6.40% (near median its 10-year median of 6.40)
GF Value™: MAD1,851.12 vs. price of MAD3,000.00 (62.1% above fair value)
Industry Position: 22.9% below the Insurance median (#283 of 475)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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