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Sanlam MarocCAS:SAH -1.72%66 Equity-to-Asset is 0.25 as of Dec. 2025, which is 14% above its 10-year median of 0.22. GuruFocus rates CAS:SAH with a GF Score™ of 66/100 and a GF Value™ of MAD1,856.61 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Sanlam Maroc ranks worse than 51.79% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sanlam Maroc's Total Stockholders Equity for the quarter that ended in Dec. 2025 was MAD6,063 Mil. Sanlam Maroc's Total Assets for the quarter that ended in Dec. 2025 was MAD24,385 Mil.
Therefore, Sanlam Maroc's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.25.
The historical rank and industry rank for Sanlam Maroc's Equity-to-Asset or its related term are showing as below:
CAS:SAH'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.17 Med: 0.22 Max: 0.26
Current: 0.25
During the past 13 years, the highest Equity to Asset Ratio of Sanlam Maroc was 0.26. The lowest was 0.17. And the median was 0.22.
CAS:SAH's Equity-to-Asset is ranked worse than 51.79% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs CAS:SAH: 0.25
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sanlam Maroc Equity-to-Asset Related Terms
Sanlam Maroc Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:SAH vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sanlam Maroc's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a Equity-to-Asset of 0.25 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sanlam Maroc and its competitors. This is 14% above median its historical median of 0.22. Over the past decade, Sanlam Maroc's Equity-to-Asset has ranged from 0.17 to 0.26. According to the industry distribution chart, Sanlam Maroc ranks #261 out of 504 companies in the Insurance industry, placing it in the top 51.8%.
Is Sanlam Maroc's Equity-to-Asset too high?
Sanlam Maroc's current Equity-to-Asset of 0.25 is 14% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.26. The Insurance industry median Equity-to-Asset is 0.26. Sanlam Maroc's value of 0.25 is 3.8% below this industry median. Based on the distribution chart, Sanlam Maroc ranks #261 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanlam Maroc has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #261 out of 504 companies for Equity-to-Asset. This places Sanlam Maroc in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Sanlam Maroc's value of 0.25 is 3.8% below this benchmark. Historically, Sanlam Maroc's own Equity-to-Asset has ranged from 0.17 to 0.26 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.26, Sanlam Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current Equity-to-Asset of 0.25 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sanlam Maroc and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current Equity-to-Asset is 0.25, which is 14% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,856.61, compared to a current price of MAD2,850.00 — trading 53.5% above its estimated fair value. The current Equity-to-Asset is 0.25, which is 14% above median its 10-year median of 0.22 and 3.8% below the Insurance industry median of 0.26. Sanlam Maroc's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current Equity-to-Asset is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD2,850.00 is trading 53.5% above its estimated GF Value™ of MAD1,856.61.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
Equity-to-Asset: 0.25 (14% above median its 10-year median of 0.22)
GF Value™: MAD1,856.61 vs. price of MAD2,850.00 (53.5% above fair value)
Industry Position: 3.8% below the Insurance median (#261 of 504)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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