Sanlam MarocCAS:SAH 65 FCF Margin % is 180.77% as of Dec. 2025, which is 284% above its 10-year median of 47.05. GuruFocus rates CAS:SAH with a GF Score™ of 65/100 and a GF Value™ of MAD1,862.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Sanlam Maroc ranks better than 99.2% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sanlam Maroc's Free Cash Flow for the
six
months ended in Dec. 2025 was MAD4,831 Mil. Sanlam Maroc's Revenue for the
six
months ended in Dec. 2025 was MAD2,672 Mil. Therefore, Sanlam Maroc's FCF Margin % for the quarter that ended in Dec. 2025 was 180.77%.
The historical rank and industry rank for Sanlam Maroc's FCF Margin % or its related term are showing as below:
CAS:SAH'
s FCF Margin % Range Over the Past 10 Years
Min: 3.26 Med: 47.05 Max: 243.87
Current: 154.88
During the past 13 years, the highest FCF Margin % of Sanlam Maroc was 243.87%. The lowest was 3.26%. And the median was 47.05%.
CAS:SAH's FCF Margin % is ranked better than 99.2% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs CAS:SAH: 154.88
Sanlam Maroc FCF Margin % Related Terms
Sanlam Maroc FCF Margin % Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:SAH vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a FCF Margin % of 180.77% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sanlam Maroc and its competitors. This is 284% above median its historical median of 47.05. Over the past decade, Sanlam Maroc's FCF Margin % has ranged from 3.26 to 243.87. According to the industry distribution chart, Sanlam Maroc ranks #4 out of 501 companies in the Insurance industry, placing it in the top 0.8%.
Is Sanlam Maroc's FCF Margin % too high?
Sanlam Maroc's current FCF Margin % of 180.77% is 284% above median its 10-year median of 47.05. Over the past 10 years, this metric has ranged from a low of 3.26 to a high of 243.87. The Insurance industry median FCF Margin % is 9.60. Sanlam Maroc's value of 180.77% is 1783% above this industry median. Based on the distribution chart, Sanlam Maroc ranks #4 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sanlam Maroc has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #4 out of 501 companies for FCF Margin %. This places Sanlam Maroc in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Sanlam Maroc's value of 180.77% is 1783% above this benchmark. Historically, Sanlam Maroc's own FCF Margin % has ranged from 3.26 to 243.87 over the past decade. While the company's 10-year median is 47.05 vs. the industry median of 9.60, Sanlam Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current FCF Margin % of 180.77% is 1783% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sanlam Maroc and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current FCF Margin % is 180.77%, which is 284% above median its own 10-year median of 47.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,862.26, compared to a current price of MAD2,990.00 — trading 60.6% above its estimated fair value. The current FCF Margin % is 180.77%, which is 284% above median its 10-year median of 47.05 and 1783% above the Insurance industry median of 9.60. Sanlam Maroc's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current FCF Margin % is 180.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD2,990.00 is trading 60.6% above its estimated GF Value™ of MAD1,862.26.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
FCF Margin %: 180.77% (284% above median its 10-year median of 47.05)
GF Value™: MAD1,862.26 vs. price of MAD2,990.00 (60.6% above fair value)
Industry Position: 1783% above the Insurance median (#4 of 501)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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