Sanlam Maroc (CAS:SAH) OCF Margin %: 194.76% (As of Dec. 2025) — 303% Above Median


CAS:SAH Sanlam Maroc CAS:SAH
65 GF Score
Price MAD2,990.00
GF Value MAD1,862.26
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sanlam Maroc OCF Margin %?

Sanlam Maroc CAS:SAH 65 OCF Margin % is 194.76% as of Dec. 2025, which is 303% above its 10-year median of 48.35. GuruFocus rates CAS:SAH with a GF Score™ of 65/100 and a GF Value™ of MAD1,862.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Sanlam Maroc ranks better than 99.2% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Sanlam Maroc's Cash Flow from Operations for the six months ended in Dec. 2025 was MAD5,205 Mil. Sanlam Maroc's Revenue for the six months ended in Dec. 2025 was MAD2,672 Mil. Therefore, Sanlam Maroc's OCF Margin % for the quarter that ended in Dec. 2025 was 194.76%.

As of today, Sanlam Maroc's current OCF Yield % is 262.94%.

The historical rank and industry rank for Sanlam Maroc's OCF Margin % or its related term are showing as below:

CAS:SAH' s OCF Margin % Range Over the Past 10 Years
Min: 5.34   Med: 48.35   Max: 246.34
Current: 161.07


During the past 13 years, the highest OCF Margin % of Sanlam Maroc was 246.34%. The lowest was 5.34%. And the median was 48.35%.

CAS:SAH's OCF Margin % is ranked better than
99.2% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs CAS:SAH: 161.07


Sanlam Maroc OCF Margin % Related Terms


Sanlam Maroc OCF Margin % Historical Data

* Premium members only.

The historical data trend for Sanlam Maroc's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam Maroc OCF Margin % Chart

Sanlam Maroc Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 246.34 202.94 74.42 108.04 161.07

Sanlam Maroc Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.98 58.55 153.18 143.95 194.76

CAS:SAH vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, Sanlam Maroc's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sanlam Maroc OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sanlam Maroc's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Sanlam Maroc's OCF Margin % falls into.


CAS:SAH
65GF Score
Sanlam Maroc CAS:SAH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sanlam Maroc OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Sanlam Maroc's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12773.624/7930.433
=161.07 %

Sanlam Maroc's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=5204.713/2672.418
=194.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 194.76% mean?
Sanlam Maroc (CAS:SAH) has a OCF Margin % of 194.76% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sanlam Maroc and its competitors. This is 303% above median its historical median of 48.35. Over the past decade, Sanlam Maroc's OCF Margin % has ranged from 5.34 to 246.34. According to the industry distribution chart, Sanlam Maroc ranks #4 out of 501 companies in the Insurance industry, placing it in the top 0.8%.
Is Sanlam Maroc's OCF Margin % too high?
Sanlam Maroc's current OCF Margin % of 194.76% is 303% above median its 10-year median of 48.35. Over the past 10 years, this metric has ranged from a low of 5.34 to a high of 246.34. The Insurance industry median OCF Margin % is 10.85. Sanlam Maroc's value of 194.76% is 1695% above this industry median. Based on the distribution chart, Sanlam Maroc ranks #4 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sanlam Maroc has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #4 out of 501 companies for OCF Margin %. This places Sanlam Maroc in the top 1% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Sanlam Maroc's value of 194.76% is 1695% above this benchmark. Historically, Sanlam Maroc's own OCF Margin % has ranged from 5.34 to 246.34 over the past decade. While the company's 10-year median is 48.35 vs. the industry median of 10.85, Sanlam Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current OCF Margin % of 194.76% is 1695% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sanlam Maroc and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current OCF Margin % is 194.76%, which is 303% above median its own 10-year median of 48.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,862.26, compared to a current price of MAD2,990.00 — trading 60.6% above its estimated fair value. The current OCF Margin % is 194.76%, which is 303% above median its 10-year median of 48.35 and 1695% above the Insurance industry median of 10.85. Sanlam Maroc's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current OCF Margin % is 194.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued. The current stock price of MAD2,990.00 is trading 60.6% above its estimated GF Value™ of MAD1,862.26. GuruFocus considers Sanlam Maroc to be Significantly Overvalued.

Key valuation signals for CAS:SAH:

  • OCF Margin %: 194.76% (303% above median its 10-year median of 48.35)
  • GF Value™: MAD1,862.26 vs. price of MAD2,990.00 (60.6% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 1695% above the Insurance median (#4 of 501)

No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sanlam Maroc Business Description

Address 216, Boulevard Zerktoun, Casablanca, MAR, 20000
Sanlam Maroc offers insurance services.
65GF Score

Get the complete analysis for CAS:SAH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD2,990.00
Price
MAD1,862.26
GF Value