Net margin is calculated as Net Income divided by its Revenue. Sanlam Maroc's Net Income for the
six
months ended in Dec. 2025 was MAD-501 Mil. Sanlam Maroc's Revenue for the
six
months ended in Dec. 2025 was MAD2,672 Mil. Therefore, Sanlam Maroc's net margin for the quarter that ended in Dec. 2025 was -18.73%.
The historical rank and industry rank for Sanlam Maroc's Net Margin % or its related term are showing as below:
CAS:SAH'
s Net Margin % Range Over the Past 10 Years
Min: -1.3 Med: 7.55 Max: 10.38
Current: 8.53
CAS:SAH's Net Margin % is ranked worse than 53.69% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs CAS:SAH: 8.53
Sanlam Maroc (CAS:SAH) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sanlam Maroc Net Margin % Related Terms
Sanlam Maroc Net Margin % Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:SAH vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a Net Margin % of -18.73% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Sanlam Maroc and its competitors. According to the industry distribution chart, Sanlam Maroc ranks #269 out of 501 companies in the Insurance industry, placing it in the top 53.7%.
Is Sanlam Maroc's Net Margin % too high?
Sanlam Maroc's current Net Margin % is -18.73%. Based on the distribution chart, Sanlam Maroc ranks #269 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Sanlam Maroc has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #269 out of 501 companies for Net Margin %. This places Sanlam Maroc in the lower half of its industry. The industry median Net Margin % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sanlam Maroc and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current Net Margin % is -18.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,862.26, compared to a current price of MAD2,990.00 — trading 60.6% above its estimated fair value. The current Net Margin % is -18.73%. Sanlam Maroc's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current Net Margin % is -18.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD2,990.00 is trading 60.6% above its estimated GF Value™ of MAD1,862.26.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
Net Margin %: -18.73%
GF Value™: MAD1,862.26 vs. price of MAD2,990.00 (60.6% above fair value)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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