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Sanlam MarocCAS:SAH 70 EV-to-OCF is 0.37 as of Aug. 12, 2026, which is 87% below its 10-year median of 2.95. GuruFocus rates CAS:SAH with a GF Score™ of 70/100 and a GF Value™ of MAD2,048.96 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 507 Insurance companies, Sanlam Maroc ranks better than 76.92% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Sanlam Maroc's Enterprise Value is MAD4,717 Mil.
Sanlam Maroc's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MAD12,774 Mil. Therefore, Sanlam Maroc's EV-to-OCF for today is 0.37.
The historical rank and industry rank for Sanlam Maroc's EV-to-OCF or its related term are showing as below:
CAS:SAH'
s EV-to-OCF Range Over the Past 10 Years
Min: 0.22 Med: 2.95 Max: 44.59
Current: 0.37
During the past 13 years, the highest EV-to-OCF of Sanlam Maroc was 44.59. The lowest was 0.22. And the median was 2.95.
CAS:SAH's EV-to-OCF is ranked better than 76.92% of 507
companies
in the Insurance industry
Industry Median: 6.73
vs CAS:SAH: 0.37
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanlam Maroc's PE Ratio (TTM) for today is calculated as:
Sanlam Maroc's share price for today is MAD2940.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sanlam Maroc EV-to-OCF Related Terms
Sanlam Maroc EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sanlam Maroc's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's EV-to-OCF falls into.
Sanlam Maroc's current Enterprise Value is MAD4,717 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MAD12,774 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a EV-to-OCF of 0.37 as of Aug. 12, 2026. This is 87% below median its historical median of 2.95. Over the past decade, Sanlam Maroc's EV-to-OCF has ranged from 0.22 to 44.59. According to the industry distribution chart, Sanlam Maroc ranks #117 out of 507 companies in the Insurance industry, placing it in the top 23.1%.
Is Sanlam Maroc's EV-to-OCF too high?
Sanlam Maroc's current EV-to-OCF of 0.37 is 87% below median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 44.59. The Insurance industry median EV-to-OCF is 6.73. Sanlam Maroc's value of 0.37 is 94.5% below this industry median. Based on the distribution chart, Sanlam Maroc ranks #117 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sanlam Maroc has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #117 out of 507 companies for EV-to-OCF. This places Sanlam Maroc in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.73. Sanlam Maroc's value of 0.37 is 94.5% below this benchmark. Historically, Sanlam Maroc's own EV-to-OCF has ranged from 0.22 to 44.59 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 6.73, Sanlam Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.73, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current EV-to-OCF of 0.37 is 94.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current EV-to-OCF is 0.37, which is 87% below median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD2,048.96, compared to a current price of MAD2,940.00 — trading 43.5% above its estimated fair value. The current EV-to-OCF is 0.37, which is 87% below median its 10-year median of 2.95 and 94.5% below the Insurance industry median of 6.73. Sanlam Maroc's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current EV-to-OCF is 0.37 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD2,940.00 is trading 43.5% above its estimated GF Value™ of MAD2,048.96.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
EV-to-OCF: 0.37 (87% below median its 10-year median of 2.95)
GF Value™: MAD2,048.96 vs. price of MAD2,940.00 (43.5% above fair value)
Industry Position: 94.5% below the Insurance median (#117 of 507)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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