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Sanlam MarocCAS:SAH -0.52%55 EV-to-EBITDA is 2.31 as of Jul. 20, 2026, which is 62% below its 10-year median of 6.09. GuruFocus rates CAS:SAH with a GF Score™ of 55/100 and a GF Value™ of MAD1,858.50 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 348 Insurance companies, Sanlam Maroc ranks better than 91.67% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sanlam Maroc's enterprise value is MAD4,717 Mil.
Sanlam Maroc's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was MAD2,039 Mil. Therefore, Sanlam Maroc's EV-to-EBITDA for today is 2.31.
The historical rank and industry rank for Sanlam Maroc's EV-to-EBITDA or its related term are showing as below:
CAS:SAH'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.31 Med: 6.09 Max: 9.79
Current: 2.31
During the past 13 years, the highest EV-to-EBITDA of Sanlam Maroc was 9.79. The lowest was 2.31. And the median was 6.09.
CAS:SAH's EV-to-EBITDA is ranked better than 91.67% of 348
companies
in the Insurance industry
Industry Median: 8.3
vs CAS:SAH: 2.31
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Sanlam Maroc (CAS:SAH) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanlam Maroc's PE Ratio (TTM) for today is calculated as:
Sanlam Maroc's share price for today is MAD3049.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Sanlam Maroc's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:SAH vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's EV-to-EBITDA falls into.
Sanlam Maroc's current Enterprise Value is MAD4,717 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was MAD2,039 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a EV-to-EBITDA of 2.31 as of Jul. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sanlam Maroc. This is 62% below median its historical median of 6.09. Over the past decade, Sanlam Maroc's EV-to-EBITDA has ranged from 2.31 to 9.79. According to the industry distribution chart, Sanlam Maroc ranks #29 out of 348 companies in the Insurance industry, placing it in the top 8.3%.
Is Sanlam Maroc's EV-to-EBITDA too high?
Sanlam Maroc's current EV-to-EBITDA of 2.31 is 62% below median its 10-year median of 6.09. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 9.79. The Insurance industry median EV-to-EBITDA is 8.30. Sanlam Maroc's value of 2.31 is 72.2% below this industry median. Based on the distribution chart, Sanlam Maroc ranks #29 out of 348 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sanlam Maroc has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #29 out of 348 companies for EV-to-EBITDA. This places Sanlam Maroc in the top 8% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.30. Sanlam Maroc's value of 2.31 is 72.2% below this benchmark. Historically, Sanlam Maroc's own EV-to-EBITDA has ranged from 2.31 to 9.79 over the past decade. While the company's 10-year median is 6.09 vs. the industry median of 8.30, Sanlam Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.30, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current EV-to-EBITDA of 2.31 is 72.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sanlam Maroc. For the Insurance industry, the median EV-to-EBITDA is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current EV-to-EBITDA is 2.31, which is 62% below median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,858.50, compared to a current price of MAD3,049.00 — trading 64.1% above its estimated fair value. The current EV-to-EBITDA is 2.31, which is 62% below median its 10-year median of 6.09 and 72.2% below the Insurance industry median of 8.30. Sanlam Maroc's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current EV-to-EBITDA is 2.31 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD3,049.00 is trading 64.1% above its estimated GF Value™ of MAD1,858.50.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
EV-to-EBITDA: 2.31 (62% below median its 10-year median of 6.09)
GF Value™: MAD1,858.50 vs. price of MAD3,049.00 (64.1% above fair value)
Industry Position: 72.2% below the Insurance median (#29 of 348)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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