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Sanlam MarocCAS:SAH +4.53%53 Cash-to-Debt is 7.58 as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates CAS:SAH with a GF Score™ of 53/100 and a GF Value™ of MAD1,850.96 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 496 Insurance companies, Sanlam Maroc ranks better than 66.73% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sanlam Maroc's cash to debt ratio for the quarter that ended in Dec. 2025 was 7.58.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Sanlam Maroccould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Sanlam Maroc's Cash-to-Debt or its related term are showing as below:
CAS:SAH'
s Cash-to-Debt Range Over the Past 10 Years
Min: 7.58 Med: No Debt Max: No Debt
Current: 7.58
During the past 13 years, Sanlam Maroc's highest Cash to Debt Ratio was No Debt. The lowest was 7.58. And the median was No Debt.
CAS:SAH's Cash-to-Debt is ranked better than 66.73% of 496
companies
in the Insurance industry
Industry Median: 2.095
vs CAS:SAH: 7.58
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sanlam Maroc Cash-to-Debt Related Terms
Sanlam Maroc Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CAS:SAH vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Sanlam Maroc's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a Cash-to-Debt of 7.58 as of Dec. 2025. This is 100% below median its historical median of 10,000.00. Over the past decade, Sanlam Maroc's Cash-to-Debt has ranged from 7.58 to 10,000.00. According to the industry distribution chart, Sanlam Maroc ranks #165 out of 496 companies in the Insurance industry, placing it in the top 33.3%.
Is Sanlam Maroc's Cash-to-Debt too high?
Sanlam Maroc's current Cash-to-Debt of 7.58 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 7.58 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.10. Sanlam Maroc's value of 7.58 is 261.8% above this industry median. Based on the distribution chart, Sanlam Maroc ranks #165 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Sanlam Maroc has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #165 out of 496 companies for Cash-to-Debt. This puts Sanlam Maroc in the upper half of its industry. The industry median Cash-to-Debt is 2.10. Sanlam Maroc's value of 7.58 is 261.8% above this benchmark. Historically, Sanlam Maroc's own Cash-to-Debt has ranged from 7.58 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 2.10, Sanlam Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.10, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current Cash-to-Debt of 7.58 is 261.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current Cash-to-Debt is 7.58, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,850.96, compared to a current price of MAD3,000.00 — trading 62.1% above its estimated fair value. The current Cash-to-Debt is 7.58, which is 100% below median its 10-year median of 10,000.00 and 261.8% above the Insurance industry median of 2.10. Sanlam Maroc's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current Cash-to-Debt is 7.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD3,000.00 is trading 62.1% above its estimated GF Value™ of MAD1,850.96.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
Cash-to-Debt: 7.58 (100% below median its 10-year median of 10,000.00)
GF Value™: MAD1,850.96 vs. price of MAD3,000.00 (62.1% above fair value)
Industry Position: 261.8% above the Insurance median (#165 of 496)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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