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Definity FinancialDFYFF 61 3-Year Book Growth Rate is 14.90% as of Jun. 2026, which is 21% above its 10-year median of 12.30. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $56.75 (Fairly Valued). The stock has 3 warning signs investors should review. Among 475 Insurance companies, Definity Financial ranks better than 72.42% on this metric.
During the past 12 months, Definity Financial's average Book Value per Share Growth Rate was 11.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 14.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 12.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 6 years, the highest 3-Year average Book Value per Share Growth Rate of Definity Financial was 14.90% per year. The lowest was 9.70% per year. And the median was 12.30% per year.
Definity Financial (OTCPK:DFYFF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Definity Financial 3-Year Book Growth Rate Related Terms
DFYFF vs CB, PGR, TRV: 3-Year Book Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Definity Financial's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Definity Financial's 3-Year Book Growth Rate falls into.
Definity Financial 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 14.90% mean?
Definity Financial (DFYFF) has a 3-Year Book Growth Rate of 14.90% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Definity Financial and its competitors. This is 21% above median its historical median of 12.30. Over the past decade, Definity Financial's 3-Year Book Growth Rate has ranged from 9.70 to 14.90. According to the industry distribution chart, Definity Financial ranks #131 out of 475 companies in the Insurance industry, placing it in the top 27.6%.
Is Definity Financial's 3-Year Book Growth Rate too high?
Definity Financial's current 3-Year Book Growth Rate of 14.90% is 21% above median its 10-year median of 12.30. Over the past 10 years, this metric has ranged from a low of 9.70 to a high of 14.90. The Insurance industry median 3-Year Book Growth Rate is 8.30. Definity Financial's value of 14.90% is 79.5% above this industry median. Based on the distribution chart, Definity Financial ranks #131 out of 475 companies in the Insurance industry, which is above the industry midpoint. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's 3-Year Book Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #131 out of 475 companies for 3-Year Book Growth Rate. This puts Definity Financial in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.30. Definity Financial's value of 14.90% is 79.5% above this benchmark. Historically, Definity Financial's own 3-Year Book Growth Rate has ranged from 9.70 to 14.90 over the past decade. While the company's 10-year median is 12.30 vs. the industry median of 8.30, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current 3-Year Book Growth Rate of 14.90% is 79.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Definity Financial and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current 3-Year Book Growth Rate is 14.90%, which is 21% above median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $56.75, compared to a current price of $53.02 — trading 6.6% below its estimated fair value. The current 3-Year Book Growth Rate is 14.90%, which is 21% above median its 10-year median of 12.30 and 79.5% above the Insurance industry median of 8.30. Definity Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Definity Financial (DFYFF), the current 3-Year Book Growth Rate is 14.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (DFYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be undervalued.
The current stock price of $53.02 is trading 6.6% below its estimated GF Value™ of $56.75.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for DFYFF:
3-Year Book Growth Rate: 14.90% (21% above median its 10-year median of 12.30)
GF Value™: $56.75 vs. price of $53.02 (6.6% below fair value)
Industry Position: 79.5% above the Insurance median (#131 of 475)
No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score
Get the complete analysis for DFYFF
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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