DFYFF (Definity Financial) EBITDA Margin %: 14.09% (As of Jun. 2026) — Near Median

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DFYFF Definity Financial Corp DFYFF
61 GF Score
Price $56.72
GF Value $55.85
Valuation Fairly Valued
! 4 Warning Signs
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What is Definity Financial EBITDA Margin %?

Definity Financial DFYFF 61 EBITDA Margin % is 14.09% as of Jun. 2026, which is 4% below its 10-year median of 14.74. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $55.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 371 Insurance companies, Definity Financial ranks worse than 53.64% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Definity Financial's EBITDA for the three months ended in Jun. 2026 was $192 Mil. Definity Financial's Revenue for the three months ended in Jun. 2026 was $1,362 Mil. Therefore, Definity Financial's EBITDA margin for the quarter that ended in Jun. 2026 was 14.09%.


Definity Financial  (OTCPK:DFYFF) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Definity Financial EBITDA Margin % Related Terms


Definity Financial EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Definity Financial's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Definity Financial EBITDA Margin % Chart

Definity Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial 0.00 6.26 14.34 15.83 15.13

Definity Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.03 21.94 11.27 8.61 14.09

DFYFF vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, Definity Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Definity Financial EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Definity Financial's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Definity Financial's EBITDA Margin % falls into.


DFYFF
61GF Score
Definity Financial Corp DFYFF
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Definity Financial EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Definity Financial's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=534.397/3533.019
=15.13 %

Definity Financial's EBITDA Margin % for the quarter that ended in Jun. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=191.962/1362.334
=14.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 14.09% mean?
Definity Financial (DFYFF) has a EBITDA Margin % of 14.09% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Definity Financial and its competitors. This is near median its historical median of 14.74. Over the past decade, Definity Financial's EBITDA Margin % has ranged from 6.26 to 15.83. According to the industry distribution chart, Definity Financial ranks #199 out of 371 companies in the Insurance industry, placing it in the top 53.6%.
Is Definity Financial's EBITDA Margin % too high?
Definity Financial's current EBITDA Margin % of 14.09% is near median its 10-year median of 14.74. Over the past 10 years, this metric has ranged from a low of 6.26 to a high of 15.83. The Insurance industry median EBITDA Margin % is 14.97. Definity Financial's value of 14.09% is 5.9% below this industry median. Based on the distribution chart, Definity Financial ranks #199 out of 371 companies in the Insurance industry, which is below the industry midpoint. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #199 out of 371 companies for EBITDA Margin %. This places Definity Financial in the lower half of its industry. The industry median EBITDA Margin % is 14.97. Definity Financial's value of 14.09% is 5.9% below this benchmark. Historically, Definity Financial's own EBITDA Margin % has ranged from 6.26 to 15.83 over the past decade. While the company's 10-year median is 14.74 vs. the industry median of 14.97, Definity Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.97, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current EBITDA Margin % of 14.09% is 5.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Definity Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current EBITDA Margin % is 14.09%, which is near median its own 10-year median of 14.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $55.85, compared to a current price of $56.72 — trading 1.6% above its estimated fair value. The current EBITDA Margin % is 14.09%, which is near median its 10-year median of 14.74 and 5.9% below the Insurance industry median of 14.97. Definity Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Definity Financial (DFYFF), the current EBITDA Margin % is 14.09% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Definity Financial (DFYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued. The current stock price of $56.72 is trading 1.6% above its estimated GF Value™ of $55.85. GuruFocus considers Definity Financial to be Fairly Valued.

Key valuation signals for DFYFF:

  • EBITDA Margin %: 14.09% (near median its 10-year median of 14.74)
  • GF Value™: $55.85 vs. price of $56.72 (1.6% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 5.9% below the Insurance median (#199 of 371)

No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Definity Financial Business Description

Other Exchanges DFY:Canada
Address 111 Westmount Road South, Waterloo, ON, CAN, N2L 2L6
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score

Get the complete analysis for DFYFF

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.72
Price
$55.85
GF Value