DFYFF (Definity Financial) EBIT: $499 Mil (TTM As of Jun. 2026)

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DFYFF Definity Financial Corp DFYFF
61 GF Score
Price $57.26
GF Value $55.85
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Definity Financial EBIT?

Definity Financial DFYFF +0.94% 61 EBIT is $499 Mil as of Jun. 2026. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $55.85 (Fairly Valued). The stock has 4 warning signs investors should review.

Definity Financial's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was $161 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was $499 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Definity Financial's annualized ROC % for the quarter that ended in Jun. 2026 was 5.06%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Definity Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 6.14%.


Definity Financial  (OTCPK:DFYFF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Definity Financial's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=644.148 * ( 1 - 25.48% )/( (9485.9722 + 9477.5507)/ 2 )
=480.0190896/9481.76145
=5.06 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=9629.3 - 2.624 - ( 206.05 - 5% * 1306.924 )
=9485.9722

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=9598.119 - 18.954 - ( 169.731 - 5% * 1362.334 )
=9477.5507

Note: The EBIT data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Definity Financial's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=499.042/8131.873
=6.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Definity Financial EBIT Related Terms


Definity Financial EBIT Historical Data

* Premium members only.

The historical data trend for Definity Financial's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Definity Financial EBIT Chart

Definity Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial 0.00 84.21 352.19 412.93 435.45

Definity Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.77 186.14 71.55 80.32 161.04

DFYFF vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Definity Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Definity Financial EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Definity Financial's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Definity Financial's EV-to-EBIT falls into.


DFYFF
61GF Score
Definity Financial Corp DFYFF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Definity Financial EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $499 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $499 Mil mean?
Definity Financial (DFYFF) has a EBIT of $499 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Definity Financial.
Is Definity Financial's EBIT too high?
Definity Financial's current EBIT is $499 Mil. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's EBIT compare to CB and PGR?
Definity Financial's EBIT of $499 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Definity Financial. Definity Financial's current EBIT is $499 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $55.85, compared to a current price of $57.26 — trading 2.5% above its estimated fair value. The current EBIT is $499 Mil. Definity Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Definity Financial (DFYFF), the current EBIT is $499 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Definity Financial (DFYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued. The current stock price of $57.26 is trading 2.5% above its estimated GF Value™ of $55.85. GuruFocus considers Definity Financial to be Fairly Valued.

Key valuation signals for DFYFF:

  • EBIT: $499 Mil
  • GF Value™: $55.85 vs. price of $57.26 (2.5% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Definity Financial Business Description

Other Exchanges DFY:Canada
Address 111 Westmount Road South, Waterloo, ON, CAN, N2L 2L6
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score

Get the complete analysis for DFYFF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.26
Price
$55.85
GF Value