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Definity FinancialDFYFF 61 Intrinsic Value: Projected FCF is $0.00 as of Sep. 02, 2026. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $56.75 (Fairly Valued). The stock has 3 warning signs investors should review. Among 393 Insurance companies, Definity Financial ranks worse than 254452.67% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-02), Definity Financial's Intrinsic Value: Projected FCF is $0.00. The stock price of Definity Financial is $53.02. Therefore, Definity Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for Definity Financial's Intrinsic Value: Projected FCF or its related term are showing as below:
DFYFF's Price-to-Projected-FCF is not ranked *
in the Insurance industry.
Industry Median: 0.75 * Ranked among companies with meaningful Price-to-Projected-FCF only.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Definity Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
53.02
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial Intrinsic Value: Projected FCF Related Terms
Definity Financial Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Definity Financial's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFYFF vs CB, PGR, TRV: Intrinsic Value: Projected FCF Comparison
For the Insurance - Property & Casualty subindustry, Definity Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Definity Financial's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of $0.00 mean?
Definity Financial (DFYFF) has a Intrinsic Value: Projected FCF of $0.00 as of Sep. 02, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Definity Financial and its competitors. According to the industry distribution chart, Definity Financial ranks #999999 out of 393 companies in the Insurance industry.
Is Definity Financial's Intrinsic Value: Projected FCF too high?
Definity Financial's current Intrinsic Value: Projected FCF is $0.00. Based on the distribution chart, Definity Financial ranks #999999 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's Intrinsic Value: Projected FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #999999 out of 393 companies for Intrinsic Value: Projected FCF. This places Definity Financial in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.75, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Definity Financial and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current Intrinsic Value: Projected FCF is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $56.75, compared to a current price of $53.02 — trading 6.6% below its estimated fair value. The current Intrinsic Value: Projected FCF is $0.00. Definity Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Definity Financial (DFYFF), the current Intrinsic Value: Projected FCF is $0.00 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (DFYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be undervalued.
The current stock price of $53.02 is trading 6.6% below its estimated GF Value™ of $56.75.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for DFYFF:
Intrinsic Value: Projected FCF: $0.00
GF Value™: $56.75 vs. price of $53.02 (6.6% below fair value)
No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score
Get the complete analysis for DFYFF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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