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Definity FinancialDFYFF +0.94%61 3-Year EBITDA Growth Rate is 56.90% as of Jun. 2026, which is at its 10-year median of 56.90. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $55.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 293 Insurance companies, Definity Financial ranks better than 87.37% on this metric.
During the past 12 months, Definity Financial's average EBITDA Per Share Growth Rate was 20.10% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 56.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 6 years, the highest 3-Year average EBITDA Per Share Growth Rate of Definity Financial was 56.90% per year. The lowest was 56.90% per year. And the median was 56.90% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Definity Financial 3-Year EBITDA Growth Rate Related Terms
DFYFF vs CB, PGR, TRV: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Definity Financial's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Definity Financial's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 56.90% mean?
Definity Financial (DFYFF) has a 3-Year EBITDA Growth Rate of 56.90% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Definity Financial and its competitors. This is near median its historical median of 56.90. Over the past decade, Definity Financial's 3-Year EBITDA Growth Rate has ranged from 56.90 to 56.90. According to the industry distribution chart, Definity Financial ranks #37 out of 293 companies in the Insurance industry, placing it in the top 12.6%.
Is Definity Financial's 3-Year EBITDA Growth Rate too high?
Definity Financial's current 3-Year EBITDA Growth Rate of 56.90% is near median its 10-year median of 56.90. Over the past 10 years, this metric has ranged from a low of 56.90 to a high of 56.90. The Insurance industry median 3-Year EBITDA Growth Rate is 16.90. Definity Financial's value of 56.90% is 236.7% above this industry median. Based on the distribution chart, Definity Financial ranks #37 out of 293 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's 3-Year EBITDA Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #37 out of 293 companies for 3-Year EBITDA Growth Rate. This places Definity Financial in the top 13% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 16.90. Definity Financial's value of 56.90% is 236.7% above this benchmark. Historically, Definity Financial's own 3-Year EBITDA Growth Rate has ranged from 56.90 to 56.90 over the past decade. While the company's 10-year median is 56.90 vs. the industry median of 16.90, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.90, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current 3-Year EBITDA Growth Rate of 56.90% is 236.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Definity Financial and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current 3-Year EBITDA Growth Rate is 56.90%, which is near median its own 10-year median of 56.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $55.85, compared to a current price of $57.26 — trading 2.5% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 56.90%, which is near median its 10-year median of 56.90 and 236.7% above the Insurance industry median of 16.90. Definity Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Definity Financial (DFYFF), the current 3-Year EBITDA Growth Rate is 56.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (DFYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of $57.26 is trading 2.5% above its estimated GF Value™ of $55.85.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for DFYFF:
3-Year EBITDA Growth Rate: 56.90% (near median its 10-year median of 56.90)
GF Value™: $55.85 vs. price of $57.26 (2.5% above fair value)
Industry Position: 236.7% above the Insurance median (#37 of 293)
No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score
Get the complete analysis for DFYFF
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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