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Definity FinancialDFYFF +0.94%61 EV-to-OCF is 23.59 as of Aug. 07, 2026, which is 52% above its 10-year median of 15.53. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $55.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Definity Financial ranks worse than 86.31% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Definity Financial's Enterprise Value is $8,132 Mil.
Definity Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $345 Mil. Therefore, Definity Financial's EV-to-OCF for today is 23.59.
The historical rank and industry rank for Definity Financial's EV-to-OCF or its related term are showing as below:
DFYFF'
s EV-to-OCF Range Over the Past 10 Years
Min: 4.28 Med: 15.53 Max: 24.23
Current: 23.59
During the past 6 years, the highest EV-to-OCF of Definity Financial was 24.23. The lowest was 4.28. And the median was 15.53.
DFYFF's EV-to-OCF is ranked worse than 86.31% of 504
companies
in the Insurance industry
Industry Median: 6.85
vs DFYFF: 23.59
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Definity Financial's PE Ratio (TTM) for today is calculated as:
Definity Financial's share price for today is $57.2552.
Definity Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.752.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Definity Financial EV-to-OCF Related Terms
Definity Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Definity Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Definity Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Definity Financial's EV-to-OCF falls into.
Definity Financial's current Enterprise Value is $8,132 Mil.
Definity Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $345 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial (DFYFF) has a EV-to-OCF of 23.59 as of Aug. 07, 2026. This is 52% above median its historical median of 15.53. Over the past decade, Definity Financial's EV-to-OCF has ranged from 4.28 to 24.23. According to the industry distribution chart, Definity Financial ranks #435 out of 504 companies in the Insurance industry, placing it in the top 86.3%.
Is Definity Financial's EV-to-OCF too high?
Definity Financial's current EV-to-OCF of 23.59 is 52% above median its 10-year median of 15.53. Over the past 10 years, this metric has ranged from a low of 4.28 to a high of 24.23. The Insurance industry median EV-to-OCF is 6.85. Definity Financial's value of 23.59 is 244.4% above this industry median. Based on the distribution chart, Definity Financial ranks #435 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #435 out of 504 companies for EV-to-OCF. This places Definity Financial in the lower half of its industry. The industry median EV-to-OCF is 6.85. Definity Financial's value of 23.59 is 244.4% above this benchmark. Historically, Definity Financial's own EV-to-OCF has ranged from 4.28 to 24.23 over the past decade. While the company's 10-year median is 15.53 vs. the industry median of 6.85, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.85, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current EV-to-OCF of 23.59 is 244.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current EV-to-OCF is 23.59, which is 52% above median its own 10-year median of 15.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $55.85, compared to a current price of $57.26 — trading 2.5% above its estimated fair value. The current EV-to-OCF is 23.59, which is 52% above median its 10-year median of 15.53 and 244.4% above the Insurance industry median of 6.85. Definity Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Definity Financial (DFYFF), the current EV-to-OCF is 23.59 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (DFYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of $57.26 is trading 2.5% above its estimated GF Value™ of $55.85.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for DFYFF:
EV-to-OCF: 23.59 (52% above median its 10-year median of 15.53)
GF Value™: $55.85 vs. price of $57.26 (2.5% above fair value)
Industry Position: 244.4% above the Insurance median (#435 of 504)
No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score
Get the complete analysis for DFYFF
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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