Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Definity FinancialDFYFF 61 FCF Margin % is 10.82% as of Jun. 2026, which is 38% above its 10-year median of 7.83. GuruFocus rates DFYFF with a GF Score™ of 61/100 and a GF Value™ of $55.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Definity Financial ranks worse than 60.28% on this metric.
The historical data trend for Definity Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Definity Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Definity Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial (DFYFF) has a FCF Margin % of 10.82% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Definity Financial and its competitors. This is 38% above median its historical median of 7.83. Over the past decade, Definity Financial's FCF Margin % has ranged from 5.14 to 22.46. According to the industry distribution chart, Definity Financial ranks #302 out of 501 companies in the Insurance industry, placing it in the top 60.3%.
Is Definity Financial's FCF Margin % too high?
Definity Financial's current FCF Margin % of 10.82% is 38% above median its 10-year median of 7.83. Over the past 10 years, this metric has ranged from a low of 5.14 to a high of 22.46. The Insurance industry median FCF Margin % is 9.60. Definity Financial's value of 10.82% is 12.7% above this industry median. Based on the distribution chart, Definity Financial ranks #302 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Definity Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #302 out of 501 companies for FCF Margin %. This places Definity Financial in the lower half of its industry. The industry median FCF Margin % is 9.60. Definity Financial's value of 10.82% is 12.7% above this benchmark. Historically, Definity Financial's own FCF Margin % has ranged from 5.14 to 22.46 over the past decade. While the company's 10-year median is 7.83 vs. the industry median of 9.60, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current FCF Margin % of 10.82% is 12.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Definity Financial and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current FCF Margin % is 10.82%, which is 38% above median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (DFYFF) is currently considered Fairly Valued. The stock's GF Value™ is $55.85, compared to a current price of $56.72 — trading 1.6% above its estimated fair value. The current FCF Margin % is 10.82%, which is 38% above median its 10-year median of 7.83 and 12.7% above the Insurance industry median of 9.60. Definity Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Definity Financial (DFYFF), the current FCF Margin % is 10.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (DFYFF) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of $56.72 is trading 1.6% above its estimated GF Value™ of $55.85.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for DFYFF:
FCF Margin %: 10.82% (38% above median its 10-year median of 7.83)
GF Value™: $55.85 vs. price of $56.72 (1.6% above fair value)
Industry Position: 12.7% above the Insurance median (#302 of 501)
No single metric tells the full story. See the DFYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
61GF Score
Get the complete analysis for DFYFF
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFYFF has been successfully added to your 
