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Foroya Banki P/FLTS:0OF2 41 3-Year Book Growth Rate is 1.10% as of Jun. 2026, which is 15% below its 10-year median of 1.30. GuruFocus rates LTS:0OF2 with a GF Score™ of 41/100 and a GF Value™ of kr164.20 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,487 Banks companies, Foroya Banki P/F ranks worse than 89.04% on this metric.
During the past 12 months, Foroya Banki P/F's average Book Value per Share Growth Rate was 3.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 1.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was -3.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 1.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Foroya Banki P/F was 14.40% per year. The lowest was -46.00% per year. And the median was 1.30% per year.
Foroya Banki P/F (LTS:0OF2) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Foroya Banki P/F 3-Year Book Growth Rate Related Terms
Foroya Banki P/F 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's 3-Year Book Growth Rate falls into.
Foroya Banki P/F 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 1.10% mean?
Foroya Banki P/F (LTS:0OF2) has a 3-Year Book Growth Rate of 1.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Foroya Banki P/F and its competitors. This is 15% below median its historical median of 1.30. According to the industry distribution chart, Foroya Banki P/F ranks #1324 out of 1487 companies in the Banks industry, placing it in the top 89%.
Is Foroya Banki P/F's 3-Year Book Growth Rate too high?
Foroya Banki P/F's current 3-Year Book Growth Rate of 1.10% is 15% below median its 10-year median of 1.30. The Banks industry median 3-Year Book Growth Rate is 8.80. Foroya Banki P/F's value of 1.10% is 87.5% below this industry median. Based on the distribution chart, Foroya Banki P/F ranks #1324 out of 1487 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #1324 out of 1487 companies for 3-Year Book Growth Rate. This places Foroya Banki P/F in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Foroya Banki P/F's value of 1.10% is 87.5% below this benchmark. While the company's 10-year median is 1.30 vs. the industry median of 8.80, Foroya Banki P/F has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current 3-Year Book Growth Rate of 1.10% is 87.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Foroya Banki P/F and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current 3-Year Book Growth Rate is 1.10%, which is 15% below median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr164.20, compared to a current price of kr271.00 — trading 65% above its estimated fair value. The current 3-Year Book Growth Rate is 1.10%, which is 15% below median its 10-year median of 1.30 and 87.5% below the Banks industry median of 8.80. Foroya Banki P/F's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current 3-Year Book Growth Rate is 1.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr271.00 is trading 65% above its estimated GF Value™ of kr164.20.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
3-Year Book Growth Rate: 1.10% (15% below median its 10-year median of 1.30)
GF Value™: kr164.20 vs. price of kr271.00 (65% above fair value)
Industry Position: 87.5% below the Banks median (#1324 of 1487)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
41GF Score
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