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Foroya Banki P/FLTS:0OF2 52 Equity-to-Asset is 0.12 as of Mar. 2026, which is 8% below its 10-year median of 0.13. GuruFocus rates LTS:0OF2 with a GF Score™ of 52/100 and a GF Value™ of kr158.29 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Foroya Banki P/F ranks better than 72.38% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Foroya Banki P/F's Total Stockholders Equity for the quarter that ended in Mar. 2026 was kr1,869.8 Mil. Foroya Banki P/F's Total Assets for the quarter that ended in Mar. 2026 was kr15,039.3 Mil.
Therefore, Foroya Banki P/F's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.12.
The historical rank and industry rank for Foroya Banki P/F's Equity-to-Asset or its related term are showing as below:
LTS:0OF2'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.13 Max: 0.22
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Foroya Banki P/F was 0.22. The lowest was 0.11. And the median was 0.13.
LTS:0OF2's Equity-to-Asset is ranked better than 72.38% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs LTS:0OF2: 0.12
Foroya Banki P/F (LTS:0OF2) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Foroya Banki P/F Equity-to-Asset Related Terms
Foroya Banki P/F Equity-to-Asset Historical Data
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The historical data trend for Foroya Banki P/F's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Foroya Banki P/F's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F (LTS:0OF2) has a Equity-to-Asset of 0.12 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Foroya Banki P/F and its competitors. This is near median its historical median of 0.13. Over the past decade, Foroya Banki P/F's Equity-to-Asset has ranged from 0.11 to 0.22. According to the industry distribution chart, Foroya Banki P/F ranks #421 out of 1524 companies in the Banks industry, placing it in the top 27.6%.
Is Foroya Banki P/F's Equity-to-Asset too high?
Foroya Banki P/F's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.22. The Banks industry median Equity-to-Asset is 0.10. Foroya Banki P/F's value of 0.12 is 20% above this industry median. Based on the distribution chart, Foroya Banki P/F ranks #421 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Foroya Banki P/F has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #421 out of 1524 companies for Equity-to-Asset. This puts Foroya Banki P/F in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Foroya Banki P/F's value of 0.12 is 20% above this benchmark. Historically, Foroya Banki P/F's own Equity-to-Asset has ranged from 0.11 to 0.22 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Foroya Banki P/F has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr158.29, compared to a current price of kr279.00 — trading 76.3% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.13 and 20% above the Banks industry median of 0.10. Foroya Banki P/F's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current Equity-to-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr279.00 is trading 76.3% above its estimated GF Value™ of kr158.29.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.13)
GF Value™: kr158.29 vs. price of kr279.00 (76.3% above fair value)
Industry Position: 20% above the Banks median (#421 of 1524)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
52GF Score
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