Foroya Banki P/F (LTS:0OF2) Pre-Tax Income: kr320.6 Mil (TTM As of Jun. 2026)

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LTS:0OF2 Foroya Banki P/F LTS:0OF2
53 GF Score
Price kr275.50
GF Value kr167.50
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Foroya Banki P/F Pre-Tax Income?

Foroya Banki P/F LTS:0OF2 +1.10% 53 Pre-Tax Income is kr320.6 Mil as of Jun. 2026. GuruFocus rates LTS:0OF2 with a GF Score™ of 53/100 and a GF Value™ of kr167.50 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Foroya Banki P/F's pretax income for the three months ended in Jun. 2026 was kr85.2 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was kr320.6 Mil. Foroya Banki P/F's pretax margin was 51.26%.

During the past 13 years, Foroya Banki P/F's highest Pretax Margin was 61.48%. The lowest was 25.95%. And the median was 46.45%.


Foroya Banki P/F  (LTS:0OF2) Pre-Tax Income Explanation

Foroya Banki P/F's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=85.241/166.278
=51.26%

During the past 13 years, Foroya Banki P/F's highest Pretax Margin was 61.48%. The lowest was 25.95%. And the median was 46.45%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Foroya Banki P/F Pre-Tax Income Related Terms


Foroya Banki P/F Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Foroya Banki P/F's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foroya Banki P/F Pre-Tax Income Chart

Foroya Banki P/F Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 238.30 206.58 379.33 382.48 355.88

Foroya Banki P/F Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114.54 80.38 85.32 69.69 85.24

Foroya Banki P/F Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Foroya Banki P/F's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Foroya Banki P/F Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Foroya Banki P/F's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Foroya Banki P/F's Pre-Tax Income falls into.


LTS:0OF2
53GF Score
Foroya Banki P/F LTS:0OF2
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foroya Banki P/F Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Foroya Banki P/F's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+355.875
=355.9

Foroya Banki P/F's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+85.241
=85.2

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr320.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of kr320.6 Mil mean?
Foroya Banki P/F (LTS:0OF2) has a Pre-Tax Income of kr320.6 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Foroya Banki P/F and its competitors.
Is Foroya Banki P/F's Pre-Tax Income too high?
Foroya Banki P/F's current Pre-Tax Income is kr320.6 Mil. Overall, Foroya Banki P/F has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's Pre-Tax Income compare to competitors?
Foroya Banki P/F's Pre-Tax Income of kr320.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Foroya Banki P/F and its competitors. Foroya Banki P/F's current Pre-Tax Income is kr320.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr167.50, compared to a current price of kr275.50 — trading 64.5% above its estimated fair value. The current Pre-Tax Income is kr320.6 Mil. Foroya Banki P/F's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current Pre-Tax Income is kr320.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?

Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued. The current stock price of kr275.50 is trading 64.5% above its estimated GF Value™ of kr167.50. GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.

Key valuation signals for LTS:0OF2:

  • Pre-Tax Income: kr320.6 Mil
  • GF Value™: kr167.50 vs. price of kr275.50 (64.5% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Foroya Banki P/F Business Description

Other Exchanges FOBANK:DenmarkBNW:Germany
Address Oknarvegur 5, P.O. Box 3048, Torshavn, FRO, FO-110
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
53GF Score

Get the complete analysis for LTS:0OF2

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr275.50
Price
kr167.50
GF Value