Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Foroya Banki P/FLTS:0OF2 41 3-Year EPS without NRI Growth Rate is 20.20% as of Jun. 2026. GuruFocus rates LTS:0OF2 with a GF Score™ of 41/100 and a GF Value™ of kr164.20 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,402 Banks companies, Foroya Banki P/F ranks better than 75.89% on this metric.
During the past 12 months, Foroya Banki P/F's average EPS without NRI Growth Rate was -18.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 20.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 22.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Foroya Banki P/F was 43.70% per year. The lowest was -43.90% per year. And the median was -6.40% per year.
Foroya Banki P/F (LTS:0OF2) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Foroya Banki P/F 3-Year EPS without NRI Growth Rate Related Terms
Foroya Banki P/F 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's 3-Year EPS without NRI Growth Rate falls into.
Foroya Banki P/F 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 20.20% mean?
Foroya Banki P/F (LTS:0OF2) has a 3-Year EPS without NRI Growth Rate of 20.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Foroya Banki P/F and its competitors. According to the industry distribution chart, Foroya Banki P/F ranks #338 out of 1402 companies in the Banks industry, placing it in the top 24.1%.
Is Foroya Banki P/F's 3-Year EPS without NRI Growth Rate too high?
Foroya Banki P/F's current 3-Year EPS without NRI Growth Rate is 20.20%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Foroya Banki P/F's value of 20.20% is 165.8% above this industry median. Based on the distribution chart, Foroya Banki P/F ranks #338 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #338 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Foroya Banki P/F in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Foroya Banki P/F's value of 20.20% is 165.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current 3-Year EPS without NRI Growth Rate of 20.20% is 165.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Foroya Banki P/F and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current 3-Year EPS without NRI Growth Rate is 20.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr164.20, compared to a current price of kr271.00 — trading 65% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 20.20% and 165.8% above the Banks industry median of 7.60. Foroya Banki P/F's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current 3-Year EPS without NRI Growth Rate is 20.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr271.00 is trading 65% above its estimated GF Value™ of kr164.20.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
3-Year EPS without NRI Growth Rate: 20.20%
GF Value™: kr164.20 vs. price of kr271.00 (65% above fair value)
Industry Position: 165.8% above the Banks median (#338 of 1402)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
41GF Score
Get the complete analysis for LTS:0OF2
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0OF2 has been successfully added to your 
