Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Foroya Banki P/FLTS:0OF2 52 5-Year Yield-on-Cost % is 7.54 as of Aug. 05, 2026, which is 35% above its 10-year median of 5.57. GuruFocus rates LTS:0OF2 with a GF Score™ of 52/100 and a GF Value™ of kr158.29 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,253 Banks companies, Foroya Banki P/F ranks better than 80.85% on this metric.
Foroya Banki P/F's yield on cost for the quarter that ended in Mar. 2026 was 7.54.
The historical rank and industry rank for Foroya Banki P/F's 5-Year Yield-on-Cost % or its related term are showing as below:
LTS:0OF2'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.36 Med: 5.57 Max: 22.79
Current: 7.54
During the past 13 years, Foroya Banki P/F's highest Yield on Cost was 22.79. The lowest was 1.36. And the median was 5.57.
LTS:0OF2's 5-Year Yield-on-Cost % is ranked better than 80.85% of 1253
companies
in the Banks industry
Industry Median: 3.77
vs LTS:0OF2: 7.54
Foroya Banki P/F (LTS:0OF2) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Foroya Banki P/F 5-Year Yield-on-Cost % Related Terms
Foroya Banki P/F 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's 5-Year Yield-on-Cost % falls into.
Foroya Banki P/F 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Foroya Banki P/F (LTS:0OF2) has a 5-Year Yield-on-Cost % of 7.54 as of Aug. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Foroya Banki P/F and its competitors. This is 35% above median its historical median of 5.57. Over the past decade, Foroya Banki P/F's 5-Year Yield-on-Cost % has ranged from 1.36 to 22.79. According to the industry distribution chart, Foroya Banki P/F ranks #240 out of 1253 companies in the Banks industry, placing it in the top 19.2%.
Is Foroya Banki P/F's 5-Year Yield-on-Cost % too high?
Foroya Banki P/F's current 5-Year Yield-on-Cost % of 7.54 is 35% above median its 10-year median of 5.57. Over the past 10 years, this metric has ranged from a low of 1.36 to a high of 22.79. The Banks industry median 5-Year Yield-on-Cost % is 3.77. Foroya Banki P/F's value of 7.54 is 100% above this industry median. Based on the distribution chart, Foroya Banki P/F ranks #240 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #240 out of 1253 companies for 5-Year Yield-on-Cost %. This places Foroya Banki P/F in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.77. Foroya Banki P/F's value of 7.54 is 100% above this benchmark. Historically, Foroya Banki P/F's own 5-Year Yield-on-Cost % has ranged from 1.36 to 22.79 over the past decade. While the company's 10-year median is 5.57 vs. the industry median of 3.77, Foroya Banki P/F has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current 5-Year Yield-on-Cost % of 7.54 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current 5-Year Yield-on-Cost % is 7.54, which is 35% above median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr158.29, compared to a current price of kr279.00 — trading 76.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.54, which is 35% above median its 10-year median of 5.57 and 100% above the Banks industry median of 3.77. Foroya Banki P/F's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current 5-Year Yield-on-Cost % is 7.54 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr279.00 is trading 76.3% above its estimated GF Value™ of kr158.29.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
5-Year Yield-on-Cost %: 7.54 (35% above median its 10-year median of 5.57)
GF Value™: kr158.29 vs. price of kr279.00 (76.3% above fair value)
Industry Position: 100% above the Banks median (#240 of 1253)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
52GF Score
Get the complete analysis for LTS:0OF2
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0OF2 has been successfully added to your 
