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Foroya Banki P/FLTS:0OF2 41 Intrinsic Value: Projected FCF is kr1,415.86 as of Sep. 20, 2026. GuruFocus rates LTS:0OF2 with a GF Score™ of 41/100 and a GF Value™ of kr164.20 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Foroya Banki P/F ranks better than 86.86% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-20), Foroya Banki P/F's Intrinsic Value: Projected FCF is kr1,415.86. The stock price of Foroya Banki P/F is kr271.00. Therefore, Foroya Banki P/F's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.
The historical rank and industry rank for Foroya Banki P/F's Intrinsic Value: Projected FCF or its related term are showing as below:
LTS:0OF2'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.12 Med: 0.23 Max: 1.68
Current: 0.19
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Foroya Banki P/F was 1.68. The lowest was 0.12. And the median was 0.23.
LTS:0OF2's Price-to-Projected-FCF is ranked better than 86.86% of 1301
companies
in the Banks industry
Industry Median: 0.6
vs LTS:0OF2: 0.19
Foroya Banki P/F (LTS:0OF2) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Foroya Banki P/F's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
271.00
/
471.57918114173
=
0.57
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F Intrinsic Value: Projected FCF Related Terms
Foroya Banki P/F Intrinsic Value: Projected FCF Historical Data
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The historical data trend for Foroya Banki P/F's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F Intrinsic Value: Projected FCF Chart
Foroya Banki P/F Intrinsic Value: Projected FCF Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's Price-to-Projected-FCF falls into.
Foroya Banki P/F Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of kr1,415.86 mean?
Foroya Banki P/F (LTS:0OF2) has a Intrinsic Value: Projected FCF of kr1,415.86 as of Sep. 20, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Foroya Banki P/F and its competitors. According to the industry distribution chart, Foroya Banki P/F ranks #171 out of 1301 companies in the Banks industry, placing it in the top 13.1%.
Is Foroya Banki P/F's Intrinsic Value: Projected FCF too high?
Foroya Banki P/F's current Intrinsic Value: Projected FCF is kr1,415.86. Based on the distribution chart, Foroya Banki P/F ranks #171 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #171 out of 1301 companies for Intrinsic Value: Projected FCF. This places Foroya Banki P/F in the top 13% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current Intrinsic Value: Projected FCF is kr1,415.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr164.20, compared to a current price of kr271.00 — trading 65% above its estimated fair value. The current Intrinsic Value: Projected FCF is kr1,415.86. Foroya Banki P/F's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current Intrinsic Value: Projected FCF is kr1,415.86 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr271.00 is trading 65% above its estimated GF Value™ of kr164.20.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
Intrinsic Value: Projected FCF: kr1,415.86
GF Value™: kr164.20 vs. price of kr271.00 (65% above fair value)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
41GF Score
Get the complete analysis for LTS:0OF2
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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