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The 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. As of today (2026-08-22), Foroya Banki P/F's 3-Year Sortino Ratio is 1.29.
Foroya Banki P/F (LTS:0OF2) 3-Year Sortino Ratio Explanation
The 3-Year Sortino Ratio inidicates the risk-adjusted return of an investment over the past three year. It is calculated as the annualized result of the average three-year monthly excess returns divided by the standard deviation of negative returns in the three-year period. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
Differnt from the Sharpe Ratio that penalizes both upside and downside volatility equally, the Sortino Ratio penalizes only those returns falling below a user-specified target or required rate of return. The expected returns here is set to the risk-free rate as well.
Foroya Banki P/F 3-Year Sortino Ratio Related Terms
Foroya Banki P/F 3-Year Sortino Ratio Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's 3-Year Sortino Ratio, along with its competitors' market caps and 3-Year Sortino Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F 3-Year Sortino Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's 3-Year Sortino Ratio distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's 3-Year Sortino Ratio falls into.
The 3-Year Sortino Ratio measures the risk-adjusted return of an investment asset or portfolio in the last three year, focusing specifically on downside risk rather than total risk. A stock / portfolio's 3-Year Sortino Ratio can be calculated by dividing the difference between the three-year average monthly returns of the investment and the risk-free rate, by the standard deviation of the downside risks over the past three year.
A downside risk is a potential loss from the asset or investment. The Downside risk here is measured by the downside deviation, which is the standard deviation of negative returns.
Foroya Banki P/F (LTS:0OF2) has a 3-Year Sortino Ratio of 1.29 as of Aug. 22, 2026. 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. View historical data for Foroya Banki P/F and its competitors.
Is Foroya Banki P/F's 3-Year Sortino Ratio too high?
Foroya Banki P/F's current 3-Year Sortino Ratio is 1.29. Overall, Foroya Banki P/F has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's 3-Year Sortino Ratio compare to competitors?
Foroya Banki P/F's 3-Year Sortino Ratio of 1.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Sortino Ratio for a Banks company?
A good 3-Year Sortino Ratio depends on the Banks industry context. However, 3-Year Sortino Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Sortino Ratio mean?
A high 3-Year Sortino Ratio can signal that a stock is expensive relative to its fundamentals. 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. View historical data for Foroya Banki P/F and its competitors. Foroya Banki P/F's current 3-Year Sortino Ratio is 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (LTS:0OF2) is currently considered Significantly Overvalued. The stock's GF Value™ is kr167.50, compared to a current price of kr275.50 — trading 64.5% above its estimated fair value. The current 3-Year Sortino Ratio is 1.29. Foroya Banki P/F's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Sortino Ratio calculated?
3-Year Sortino Ratio is calculated from a company's financial statements. For Foroya Banki P/F (LTS:0OF2), the current 3-Year Sortino Ratio is 1.29 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (LTS:0OF2) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr275.50 is trading 64.5% above its estimated GF Value™ of kr167.50.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for LTS:0OF2:
3-Year Sortino Ratio: 1.29
GF Value™: kr167.50 vs. price of kr275.50 (64.5% above fair value)
No single metric tells the full story. See the LTS:0OF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
53GF Score
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