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Mountain Pacific BancorpMPCB +2.31%62 3-Year Book Growth Rate is 15.40% as of Jun. 2026, which is 5% above its 10-year median of 14.60. GuruFocus rates MPCB with a GF Score™ of 62/100 and a GF Value™ of $15.44 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,489 Banks companies, Mountain Pacific Bancorp ranks better than 80.12% on this metric.
During the past 12 months, Mountain Pacific Bancorp's average Book Value per Share Growth Rate was 14.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 15.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 14.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 7 years, the highest 3-Year average Book Value per Share Growth Rate of Mountain Pacific Bancorp was 15.60% per year. The lowest was 13.70% per year. And the median was 14.60% per year.
Mountain Pacific Bancorp (OTCPK:MPCB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Mountain Pacific Bancorp 3-Year Book Growth Rate Related Terms
MPCB vs PNBK, BLHK, BOTJ: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Mountain Pacific Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mountain Pacific Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Mountain Pacific Bancorp's 3-Year Book Growth Rate falls into.
Mountain Pacific Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 15.40% mean?
Mountain Pacific Bancorp (MPCB) has a 3-Year Book Growth Rate of 15.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mountain Pacific Bancorp and its competitors. This is near median its historical median of 14.60. Over the past decade, Mountain Pacific Bancorp's 3-Year Book Growth Rate has ranged from 13.70 to 15.60. According to the industry distribution chart, Mountain Pacific Bancorp ranks #296 out of 1489 companies in the Banks industry, placing it in the top 19.9%.
Is Mountain Pacific Bancorp's 3-Year Book Growth Rate too high?
Mountain Pacific Bancorp's current 3-Year Book Growth Rate of 15.40% is near median its 10-year median of 14.60. Over the past 10 years, this metric has ranged from a low of 13.70 to a high of 15.60. The Banks industry median 3-Year Book Growth Rate is 8.70. Mountain Pacific Bancorp's value of 15.40% is 77% above this industry median. Based on the distribution chart, Mountain Pacific Bancorp ranks #296 out of 1489 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mountain Pacific Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's 3-Year Book Growth Rate compare to PNBK and BLHK?
According to the Banks industry distribution chart, Mountain Pacific Bancorp ranks #296 out of 1489 companies for 3-Year Book Growth Rate. This places Mountain Pacific Bancorp in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.70. Mountain Pacific Bancorp's value of 15.40% is 77% above this benchmark. Historically, Mountain Pacific Bancorp's own 3-Year Book Growth Rate has ranged from 13.70 to 15.60 over the past decade. While the company's 10-year median is 14.60 vs. the industry median of 8.70, Mountain Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mountain Pacific Bancorp's current 3-Year Book Growth Rate of 15.40% is 77% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mountain Pacific Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mountain Pacific Bancorp's current 3-Year Book Growth Rate is 15.40%, which is near median its own 10-year median of 14.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.44, compared to a current price of $17.24 — trading 11.7% above its estimated fair value. The current 3-Year Book Growth Rate is 15.40%, which is near median its 10-year median of 14.60 and 77% above the Banks industry median of 8.70. Mountain Pacific Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current 3-Year Book Growth Rate is 15.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?
Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued.
The current stock price of $17.24 is trading 11.7% above its estimated GF Value™ of $15.44.
GuruFocus considers Mountain Pacific Bancorp to be Modestly Overvalued.
Key valuation signals for MPCB:
3-Year Book Growth Rate: 15.40% (near median its 10-year median of 14.60)
GF Value™: $15.44 vs. price of $17.24 (11.7% above fair value)
Industry Position: 77% above the Banks median (#296 of 1489)
No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
62GF Score
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