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Mountain Pacific BancorpMPCB 69 Return-on-Tangible-Asset is 1.43% as of Jun. 2026, which is 14% above its 10-year median of 1.25. GuruFocus rates MPCB with a GF Score™ of 69/100 and a GF Value™ of $15.20 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,528 Banks companies, Mountain Pacific Bancorp ranks better than 76.57% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Mountain Pacific Bancorp's annualizedNet Income for the quarter that ended in Jun. 2026 was $12.69 Mil. Mountain Pacific Bancorp's average total tangible assets for the quarter that ended in Jun. 2026 was $886.45 Mil. Therefore, Mountain Pacific Bancorp's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.43%.
The historical rank and industry rank for Mountain Pacific Bancorp's Return-on-Tangible-Asset or its related term are showing as below:
MPCB'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.01 Med: 1.25 Max: 1.6
Current: 1.5
During the past 7 years, Mountain Pacific Bancorp's highest Return-on-Tangible-Asset was 1.60%. The lowest was 1.01%. And the median was 1.25%.
MPCB's Return-on-Tangible-Asset is ranked better than 76.57% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs MPCB: 1.50
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mountain Pacific Bancorp Return-on-Tangible-Asset Related Terms
Mountain Pacific Bancorp Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Mountain Pacific Bancorp's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MPCB vs KTHN, HARL, FNWB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Mountain Pacific Bancorp's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mountain Pacific Bancorp Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mountain Pacific Bancorp's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.43% mean?
Mountain Pacific Bancorp (MPCB) has a Return-on-Tangible-Asset of 1.43% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mountain Pacific Bancorp and its competitors. This is 14% above median its historical median of 1.25. Over the past decade, Mountain Pacific Bancorp's Return-on-Tangible-Asset has ranged from 1.01 to 1.60. According to the industry distribution chart, Mountain Pacific Bancorp ranks #358 out of 1528 companies in the Banks industry, placing it in the top 23.4%.
Is Mountain Pacific Bancorp's Return-on-Tangible-Asset too high?
Mountain Pacific Bancorp's current Return-on-Tangible-Asset of 1.43% is 14% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 1.60. The Banks industry median Return-on-Tangible-Asset is 1.01. Mountain Pacific Bancorp's value of 1.43% is 41.6% above this industry median. Based on the distribution chart, Mountain Pacific Bancorp ranks #358 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mountain Pacific Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Return-on-Tangible-Asset compare to KTHN and HARL?
According to the Banks industry distribution chart, Mountain Pacific Bancorp ranks #358 out of 1528 companies for Return-on-Tangible-Asset. This places Mountain Pacific Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.01. Mountain Pacific Bancorp's value of 1.43% is 41.6% above this benchmark. Historically, Mountain Pacific Bancorp's own Return-on-Tangible-Asset has ranged from 1.01 to 1.60 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.01, Mountain Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mountain Pacific Bancorp's current Return-on-Tangible-Asset of 1.43% is 41.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mountain Pacific Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mountain Pacific Bancorp's current Return-on-Tangible-Asset is 1.43%, which is 14% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.20, compared to a current price of $17.99 — trading 18.4% above its estimated fair value. The current Return-on-Tangible-Asset is 1.43%, which is 14% above median its 10-year median of 1.25 and 41.6% above the Banks industry median of 1.01. Mountain Pacific Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Return-on-Tangible-Asset is 1.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?
Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued.
The current stock price of $17.99 is trading 18.4% above its estimated GF Value™ of $15.20.
GuruFocus considers Mountain Pacific Bancorp to be Modestly Overvalued.
Key valuation signals for MPCB:
Return-on-Tangible-Asset: 1.43% (14% above median its 10-year median of 1.25)
GF Value™: $15.20 vs. price of $17.99 (18.4% above fair value)
Industry Position: 41.6% above the Banks median (#358 of 1528)
No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
69GF Score
Get the complete analysis for MPCB
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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