MPCB (Mountain Pacific Bancorp) Scaled Net Operating Assets: 0.11 (As of Mar. 2026)


MPCB Mountain Pacific Bancorp Inc MPCB
62 GF Score
Price $16.00
GF Value $14.77
Valuation Fairly Valued
! 4 Warning Signs
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What is Mountain Pacific Bancorp Scaled Net Operating Assets?

Mountain Pacific Bancorp MPCB 62 Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus rates MPCB with a GF Score™ of 62/100 and a GF Value™ of $14.77 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mountain Pacific Bancorp's operating assets for the quarter that ended in Mar. 2026 was $775.52 Mil. Mountain Pacific Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $684.47 Mil. Mountain Pacific Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $828.73 Mil. Therefore, Mountain Pacific Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.11.

MPCB
62GF Score
Mountain Pacific Bancorp Inc MPCB
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Mountain Pacific Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mountain Pacific Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(759.102-644.473)/808.688
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=828.732 - 69.63
=759.102

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=738.48 - 94.007 - 0
=644.473

Mountain Pacific Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(775.515-684.465)/828.732
=0.11

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=871.507 - 95.992
=775.515

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=778.371 - 93.906 - 0
=684.465

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
Mountain Pacific Bancorp (MPCB) has a Scaled Net Operating Assets of 0.11 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mountain Pacific Bancorp and its competitors.
Is Mountain Pacific Bancorp's Scaled Net Operating Assets too high?
Mountain Pacific Bancorp's current Scaled Net Operating Assets is 0.11. Overall, Mountain Pacific Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Scaled Net Operating Assets compare to BSBK and UNB?
Mountain Pacific Bancorp's Scaled Net Operating Assets of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mountain Pacific Bancorp and its competitors. Mountain Pacific Bancorp's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Fairly Valued. The stock's GF Value™ is $14.77, compared to a current price of $16.00 — trading 8.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.11. Mountain Pacific Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?

Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 8.3% above its estimated GF Value™ of $14.77. GuruFocus considers Mountain Pacific Bancorp to be Fairly Valued.

Key valuation signals for MPCB:

  • Scaled Net Operating Assets: 0.11
  • GF Value™: $14.77 vs. price of $16.00 (8.3% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mountain Pacific Bancorp Business Description

Address 3726 Broadway, Suite 302, Everett, WA, USA, 98201
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
62GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$14.77
GF Value