MPCB (Mountain Pacific Bancorp) Beta: 0.1049 (As of Jun. 24, 2026)


MPCB Mountain Pacific Bancorp Inc MPCB
62 GF Score
Price $16.00
GF Value $14.77
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Mountain Pacific Bancorp Beta?

Mountain Pacific Bancorp MPCB 62 Beta is 0.1049 as of Jun. 24, 2026. GuruFocus rates MPCB with a GF Score™ of 62/100 and a GF Value™ of $14.77 (Fairly Valued). The stock has 4 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-24), Mountain Pacific Bancorp's Beta is 0.1049.


Mountain Pacific Bancorp  (OTCPK:MPCB) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Mountain Pacific Bancorp Beta Related Terms


Mountain Pacific Bancorp Beta Historical Data

* Premium members only.

The historical data trend for Mountain Pacific Bancorp's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mountain Pacific Bancorp Beta Chart

Mountain Pacific Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial 0.00 0.00 0.34 0.59 -0.01

Mountain Pacific Bancorp Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.33 0.37 0.23 -0.01 0.14

MPCB vs BSBK, UNB, PROV: Beta Comparison

For the Banks - Regional subindustry, Mountain Pacific Bancorp's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Pacific Bancorp Beta vs Banks Industry

For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Beta distribution charts can be found below:

* The bar in red indicates where Mountain Pacific Bancorp's Beta falls into.


MPCB
62GF Score
Mountain Pacific Bancorp Inc MPCB
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mountain Pacific Bancorp Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.1049 mean?
Mountain Pacific Bancorp (MPCB) has a Beta of 0.1049 as of Jun. 24, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Mountain Pacific Bancorp and its competitors.
Is Mountain Pacific Bancorp's Beta too high?
Mountain Pacific Bancorp's current Beta is 0.1049. Overall, Mountain Pacific Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Beta compare to BSBK and UNB?
Mountain Pacific Bancorp's Beta of 0.1049 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Mountain Pacific Bancorp and its competitors. Mountain Pacific Bancorp's current Beta is 0.1049. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Fairly Valued. The stock's GF Value™ is $14.77, compared to a current price of $16.00 — trading 8.3% above its estimated fair value. The current Beta is 0.1049. Mountain Pacific Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Beta is 0.1049 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?

Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued. The current stock price of $16.00 is trading 8.3% above its estimated GF Value™ of $14.77. GuruFocus considers Mountain Pacific Bancorp to be Fairly Valued.

Key valuation signals for MPCB:

  • Beta: 0.1049
  • GF Value™: $14.77 vs. price of $16.00 (8.3% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mountain Pacific Bancorp Business Description

Address 3726 Broadway, Suite 302, Everett, WA, USA, 98201
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
62GF Score

Get the complete analysis for MPCB

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$14.77
GF Value