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Mountain Pacific BancorpMPCB 69 Return-on-Tangible-Equity is 13.38% as of Jun. 2026, which is 7% below its 10-year median of 14.40. GuruFocus rates MPCB with a GF Scoreâ„¢ of 69/100 and a GF Valueâ„¢ of $15.20 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,522 Banks companies, Mountain Pacific Bancorp ranks better than 69.05% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mountain Pacific Bancorp's annualized net income for the quarter that ended in Jun. 2026 was $12.69 Mil. Mountain Pacific Bancorp's average shareholder tangible equity for the quarter that ended in Jun. 2026 was $94.86 Mil. Therefore, Mountain Pacific Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 13.38%.
The historical rank and industry rank for Mountain Pacific Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
MPCB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.98 Med: 14.4 Max: 15.82
Current: 14.26
During the past 7 years, Mountain Pacific Bancorp's highest Return-on-Tangible-Equity was 15.82%. The lowest was 10.98%. And the median was 14.40%.
MPCB's Return-on-Tangible-Equity is ranked better than 69.05% of 1522
companies
in the Banks industry
Industry Median: 11.375
vs MPCB: 14.26
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Mountain Pacific Bancorp Return-on-Tangible-Equity Related Terms
Mountain Pacific Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Mountain Pacific Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MPCB vs KTHN, HARL, FNWB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Mountain Pacific Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mountain Pacific Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Mountain Pacific Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 13.38% mean?
Mountain Pacific Bancorp (MPCB) has a Return-on-Tangible-Equity of 13.38% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mountain Pacific Bancorp and its competitors. This is near median its historical median of 14.40. Over the past decade, Mountain Pacific Bancorp's Return-on-Tangible-Equity has ranged from 10.98 to 15.82. According to the industry distribution chart, Mountain Pacific Bancorp ranks #471 out of 1522 companies in the Banks industry, placing it in the top 30.9%.
Is Mountain Pacific Bancorp's Return-on-Tangible-Equity too high?
Mountain Pacific Bancorp's current Return-on-Tangible-Equity of 13.38% is near median its 10-year median of 14.40. Over the past 10 years, this metric has ranged from a low of 10.98 to a high of 15.82. The Banks industry median Return-on-Tangible-Equity is 11.38. Mountain Pacific Bancorp's value of 13.38% is 17.6% above this industry median. Based on the distribution chart, Mountain Pacific Bancorp ranks #471 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Mountain Pacific Bancorp has a GF Scoreâ„¢ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Return-on-Tangible-Equity compare to KTHN and HARL?
According to the Banks industry distribution chart, Mountain Pacific Bancorp ranks #471 out of 1522 companies for Return-on-Tangible-Equity. This puts Mountain Pacific Bancorp in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.38. Mountain Pacific Bancorp's value of 13.38% is 17.6% above this benchmark. Historically, Mountain Pacific Bancorp's own Return-on-Tangible-Equity has ranged from 10.98 to 15.82 over the past decade. While the company's 10-year median is 14.40 vs. the industry median of 11.38, Mountain Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.38, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mountain Pacific Bancorp's current Return-on-Tangible-Equity of 13.38% is 17.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mountain Pacific Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mountain Pacific Bancorp's current Return-on-Tangible-Equity is 13.38%, which is near median its own 10-year median of 14.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.20, compared to a current price of $17.99 — trading 18.4% above its estimated fair value. The current Return-on-Tangible-Equity is 13.38%, which is near median its 10-year median of 14.40 and 17.6% above the Banks industry median of 11.38. Mountain Pacific Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Return-on-Tangible-Equity is 13.38% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?
Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued.
The current stock price of $17.99 is trading 18.4% above its estimated GF Value™ of $15.20.
GuruFocus considers Mountain Pacific Bancorp to be Modestly Overvalued.
Key valuation signals for MPCB:
Return-on-Tangible-Equity: 13.38% (near median its 10-year median of 14.40)
GF Value™: $15.20 vs. price of $17.99 (18.4% above fair value)
Industry Position: 17.6% above the Banks median (#471 of 1522)
No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
69GF Score
Get the complete analysis for MPCB
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