MPCB (Mountain Pacific Bancorp) Pre-Tax Income: $16.25 Mil (TTM As of Jun. 2026)

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MPCB Mountain Pacific Bancorp Inc MPCB
61 GF Score
Price $17.49
GF Value $15.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Mountain Pacific Bancorp Pre-Tax Income?

Mountain Pacific Bancorp MPCB 61 Pre-Tax Income is $16.25 Mil as of Jun. 2026. GuruFocus rates MPCB with a GF Score™ of 61/100 and a GF Value™ of $15.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Mountain Pacific Bancorp's pretax income for the three months ended in Jun. 2026 was $4.03 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $16.25 Mil. Mountain Pacific Bancorp's pretax margin was 36.82%.

During the past 7 years, Mountain Pacific Bancorp's highest Pretax Margin was 41.06%. The lowest was 30.45%. And the median was 36.10%.


Mountain Pacific Bancorp  (OTCPK:MPCB) Pre-Tax Income Explanation

Mountain Pacific Bancorp's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=4.034/10.957
=36.82%

During the past 7 years, Mountain Pacific Bancorp's highest Pretax Margin was 41.06%. The lowest was 30.45%. And the median was 36.10%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mountain Pacific Bancorp Pre-Tax Income Related Terms


Mountain Pacific Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Mountain Pacific Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mountain Pacific Bancorp Pre-Tax Income Chart

Mountain Pacific Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial 8.99 9.64 11.27 9.95 16.59

Mountain Pacific Bancorp Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 4.47 3.96 3.79 4.03

MPCB vs KTHN, HARL, FNWB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Mountain Pacific Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Pacific Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Mountain Pacific Bancorp's Pre-Tax Income falls into.


MPCB
61GF Score
Mountain Pacific Bancorp Inc MPCB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mountain Pacific Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Mountain Pacific Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+16.585
=16.59

Mountain Pacific Bancorp's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+4.034
=4.03

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.25 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $16.25 Mil mean?
Mountain Pacific Bancorp (MPCB) has a Pre-Tax Income of $16.25 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mountain Pacific Bancorp and its competitors.
Is Mountain Pacific Bancorp's Pre-Tax Income too high?
Mountain Pacific Bancorp's current Pre-Tax Income is $16.25 Mil. Overall, Mountain Pacific Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Pre-Tax Income compare to KTHN and HARL?
Mountain Pacific Bancorp's Pre-Tax Income of $16.25 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mountain Pacific Bancorp and its competitors. Mountain Pacific Bancorp's current Pre-Tax Income is $16.25 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.42, compared to a current price of $17.49 — trading 13.4% above its estimated fair value. The current Pre-Tax Income is $16.25 Mil. Mountain Pacific Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Pre-Tax Income is $16.25 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?

Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued. The current stock price of $17.49 is trading 13.4% above its estimated GF Value™ of $15.42. GuruFocus considers Mountain Pacific Bancorp to be Modestly Overvalued.

Key valuation signals for MPCB:

  • Pre-Tax Income: $16.25 Mil
  • GF Value™: $15.42 vs. price of $17.49 (13.4% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mountain Pacific Bancorp Business Description

Address 3726 Broadway, Suite 302, Everett, WA, USA, 98201
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
61GF Score

Get the complete analysis for MPCB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.49
Price
$15.42
GF Value