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Mountain Pacific BancorpMPCB 69 Net Debt Paydown Yield % is -6.58% as of Aug. 01, 2026. GuruFocus rates MPCB with a GF Score™ of 69/100 and a GF Value™ of $15.20 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,417 Banks companies, Mountain Pacific Bancorp ranks worse than 65.35% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Mountain Pacific Bancorp's Net Debt Paydown Yield % was -6.58%.
Mountain Pacific Bancorp (OTCPK:MPCB) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Mountain Pacific Bancorp Net Debt Paydown Yield % Related Terms
Mountain Pacific Bancorp Net Debt Paydown Yield % Historical Data
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The historical data trend for Mountain Pacific Bancorp's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mountain Pacific Bancorp Net Debt Paydown Yield % Chart
MPCB vs KTHN, HARL, FNWB: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Mountain Pacific Bancorp's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mountain Pacific Bancorp Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Mountain Pacific Bancorp's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Mountain Pacific Bancorp's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -6.58% mean?
Mountain Pacific Bancorp (MPCB) has a Net Debt Paydown Yield % of -6.58% as of Aug. 01, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mountain Pacific Bancorp and its competitors. According to the industry distribution chart, Mountain Pacific Bancorp ranks #926 out of 1417 companies in the Banks industry, placing it in the top 65.3%.
Is Mountain Pacific Bancorp's Net Debt Paydown Yield % too high?
Mountain Pacific Bancorp's current Net Debt Paydown Yield % is -6.58%. Based on the distribution chart, Mountain Pacific Bancorp ranks #926 out of 1417 companies in the Banks industry, which is below the industry midpoint. Overall, Mountain Pacific Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mountain Pacific Bancorp's Net Debt Paydown Yield % compare to KTHN and HARL?
According to the Banks industry distribution chart, Mountain Pacific Bancorp ranks #926 out of 1417 companies for Net Debt Paydown Yield %. This places Mountain Pacific Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mountain Pacific Bancorp and its competitors. Mountain Pacific Bancorp's current Net Debt Paydown Yield % is -6.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mountain Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mountain Pacific Bancorp (MPCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.20, compared to a current price of $17.99 — trading 18.4% above its estimated fair value. The current Net Debt Paydown Yield % is -6.58%. Mountain Pacific Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Mountain Pacific Bancorp (MPCB), the current Net Debt Paydown Yield % is -6.58% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mountain Pacific Bancorp (MPCB) Overvalued in 2026?
Based on GuruFocus' analysis, Mountain Pacific Bancorp stock appears to be overvalued.
The current stock price of $17.99 is trading 18.4% above its estimated GF Value™ of $15.20.
GuruFocus considers Mountain Pacific Bancorp to be Modestly Overvalued.
Key valuation signals for MPCB:
Net Debt Paydown Yield %: -6.58%
GF Value™: $15.20 vs. price of $17.99 (18.4% above fair value)
No single metric tells the full story. See the MPCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mountain Pacific Bancorp Inc is a bank holding company. Along with its subsidiaries, it operates as a community bank, providing a range of financial services to individual and corporate customers, including commercial and retail banking services such as commercial and retail deposit accounts, commercial financing, consumer and mortgage lending, and treasury management services. It has several branches located in Everett, Lynnwood, the Ballard neighborhood of Seattle, Burlington, and Bellingham.
69GF Score
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