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Skagi hfOISE:VIS 72 3-Year Book Growth Rate is 7.50% as of Jun. 2026, which is 65% above its 10-year median of 4.55. GuruFocus rates OISE:VIS with a GF Score™ of 72/100 and a GF Value™ of kr21.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 477 Insurance companies, Skagi hf ranks worse than 52.83% on this metric.
During the past 12 months, Skagi hf's average Book Value per Share Growth Rate was 4.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 7.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Skagi hf was 14.40% per year. The lowest was -3.60% per year. And the median was 4.55% per year.
Skagi hf (OISE:VIS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Skagi hf 3-Year Book Growth Rate Related Terms
OISE:VIS vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Skagi hf's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skagi hf 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Skagi hf's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Skagi hf's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 7.50% mean?
Skagi hf (OISE:VIS) has a 3-Year Book Growth Rate of 7.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Skagi hf and its competitors. This is 65% above median its historical median of 4.55. According to the industry distribution chart, Skagi hf ranks #252 out of 477 companies in the Insurance industry, placing it in the top 52.8%.
Is Skagi hf's 3-Year Book Growth Rate too high?
Skagi hf's current 3-Year Book Growth Rate of 7.50% is 65% above median its 10-year median of 4.55. The Insurance industry median 3-Year Book Growth Rate is 8.20. Skagi hf's value of 7.50% is 8.5% below this industry median. Based on the distribution chart, Skagi hf ranks #252 out of 477 companies in the Insurance industry, which is below the industry midpoint. Overall, Skagi hf has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Skagi hf ranks #252 out of 477 companies for 3-Year Book Growth Rate. This places Skagi hf in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.20. Skagi hf's value of 7.50% is 8.5% below this benchmark. While the company's 10-year median is 4.55 vs. the industry median of 8.20, Skagi hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.20, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skagi hf's current 3-Year Book Growth Rate of 7.50% is 8.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Skagi hf and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current 3-Year Book Growth Rate is 7.50%, which is 65% above median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr21.92, compared to a current price of kr18.80 — trading 14.2% below its estimated fair value. The current 3-Year Book Growth Rate is 7.50%, which is 65% above median its 10-year median of 4.55 and 8.5% below the Insurance industry median of 8.20. Skagi hf's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current 3-Year Book Growth Rate is 7.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skagi hf (OISE:VIS) Overvalued in 2026?
Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued.
The current stock price of kr18.80 is trading 14.2% below its estimated GF Value™ of kr21.92.
GuruFocus considers Skagi hf to be Modestly Undervalued.
Key valuation signals for OISE:VIS:
3-Year Book Growth Rate: 7.50% (65% above median its 10-year median of 4.55)
GF Value™: kr21.92 vs. price of kr18.80 (14.2% below fair value)
Industry Position: 8.5% below the Insurance median (#252 of 477)
No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
72GF Score
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