Skagi hf (OISE:VIS) Net Loan: kr12,388 Mil (As of Mar. 2026)


OISE:VIS Skagi hf OISE:VIS
69 GF Score
Price kr18.80
GF Value kr22.01
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Skagi hf Net Loan?

Skagi hf OISE:VIS +1.90% 69 Net Loan is kr12,388 Mil as of Mar. 2026. GuruFocus rates OISE:VIS with a GF Score™ of 69/100 and a GF Value™ of kr22.01 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Skagi hf's quarterly net loan increased from Sep. 2025 (kr10,743 Mil) to Dec. 2025 (kr11,837 Mil) and increased from Dec. 2025 (kr11,837 Mil) to Mar. 2026 (kr12,388 Mil).

Skagi hf's annual net loan increased from Dec. 2023 (kr1,673 Mil) to Dec. 2024 (kr11,837 Mil) and increased from Dec. 2024 (kr11,837 Mil) to Dec. 2025 (kr12,388 Mil).

Skagi hf Net Loan Historical Data

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The historical data trend for Skagi hf's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skagi hf Net Loan Chart

Skagi hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1,672.72 7,880.02 11,836.51

Skagi hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,642.95 9,598.12 10,742.69 11,836.51 12,388.02
OISE:VIS
69GF Score
Skagi hf OISE:VIS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Skagi hf Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr12,388 Mil mean?
Skagi hf (OISE:VIS) has a Net Loan of kr12,388 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Skagi hf and its competitors.
Is Skagi hf's Net Loan too high?
Skagi hf's current Net Loan is kr12,388 Mil. Overall, Skagi hf has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's Net Loan compare to BRK.A and AIG?
Skagi hf's Net Loan of kr12,388 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Skagi hf and its competitors. Skagi hf's current Net Loan is kr12,388 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr22.01, compared to a current price of kr18.80 — trading 14.6% below its estimated fair value. The current Net Loan is kr12,388 Mil. Skagi hf's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current Net Loan is kr12,388 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skagi hf (OISE:VIS) Overvalued in 2026?

Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued. The current stock price of kr18.80 is trading 14.6% below its estimated GF Value™ of kr22.01. GuruFocus considers Skagi hf to be Modestly Undervalued.

Key valuation signals for OISE:VIS:

  • Net Loan: kr12,388 Mil
  • GF Value™: kr22.01 vs. price of kr18.80 (14.6% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skagi hf Business Description

Address Armuli 3, Reykjavik, ISL, 108
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
69GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr18.80
Price
kr22.01
GF Value