Skagi hf (OISE:VIS) ROC %: 0.36% (As of Mar. 2026)


OISE:VIS Skagi hf OISE:VIS
68 GF Score
Price kr18.30
GF Value kr22.01
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Skagi hf ROC %?

Skagi hf OISE:VIS -1.08% 68 ROC % is 0.36% as of Mar. 2026. GuruFocus rates OISE:VIS with a GF Score™ of 68/100 and a GF Value™ of kr22.01 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Skagi hf's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was 0.36%.

As of today (2026-07-09), Skagi hf's WACC % is 5.41%. Skagi hf's ROC % is 3.36% (calculated using TTM income statement data). Skagi hf earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Skagi hf  (OISE:VIS) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Skagi hf's WACC % is 5.41%. Skagi hf's ROC % is 3.36% (calculated using TTM income statement data). Skagi hf earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Skagi hf ROC % Related Terms


Skagi hf ROC % Historical Data

* Premium members only.

The historical data trend for Skagi hf's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skagi hf ROC % Chart

Skagi hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.34 1.76 4.33 6.15 0.00

Skagi hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.87 6.45 4.96 0.00 0.36
OISE:VIS
68GF Score
Skagi hf OISE:VIS
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Skagi hf ROC % Calculation

Skagi hf's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 21.94% )/( (76842.8722 + 84556.3514)/ 2 )
=0/80699.6118
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=78980.095 - 1486.838 - ( 2321.959 - 5% * 33431.484 )
=76842.8722

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=85035.018 - 512.571 - ( 1750.025 - 5% * 35678.588 )
=84556.3514

Skagi hf's annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=293.824 * ( 1 - 0% )/( (83318.8173 + 79241.86015)/ 2 )
=293.824/81280.338725
=0.36 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=85035.018 - 512.571 - ( 1750.025 - 5% * 10927.906 )
=83318.8173

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=87230.88 - 5162.28 - ( 3272.615 - 5% * 8917.503 )
=79241.86015

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.36% mean?
Skagi hf (OISE:VIS) has a ROC % of 0.36% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Skagi hf and its competitors.
Is Skagi hf's ROC % too high?
Skagi hf's current ROC % is 0.36%. The Insurance industry median ROC % is 3.36. Skagi hf's value of 0.36% is 89.3% below this industry median. Overall, Skagi hf has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's ROC % compare to BRK.A and AIG?
Skagi hf's ROC % of 0.36% can be compared against companies in the Insurance industry. The industry median ROC % is 3.36. Skagi hf's value of 0.36% is 89.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.36, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skagi hf's current ROC % of 0.36% is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Skagi hf and its competitors. For the Insurance industry, the median ROC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current ROC % is 0.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr22.01, compared to a current price of kr18.30 — trading 16.9% below its estimated fair value. The current ROC % is 0.36% and 89.3% below the Insurance industry median of 3.36. Skagi hf's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current ROC % is 0.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skagi hf (OISE:VIS) Overvalued in 2026?

Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued. The current stock price of kr18.30 is trading 16.9% below its estimated GF Value™ of kr22.01. GuruFocus considers Skagi hf to be Modestly Undervalued.

Key valuation signals for OISE:VIS:

  • ROC %: 0.36%
  • GF Value™: kr22.01 vs. price of kr18.30 (16.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 89.3% below the Insurance median

No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skagi hf Business Description

Address Armuli 3, Reykjavik, ISL, 108
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
68GF Score

Get the complete analysis for OISE:VIS

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr18.30
Price
kr22.01
GF Value