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Skagi hfOISE:VIS 72 Intrinsic Value: Projected FCF is kr12.22 as of Aug. 30, 2026. GuruFocus rates OISE:VIS with a GF Score™ of 72/100 and a GF Value™ of kr21.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 397 Insurance companies, Skagi hf ranks worse than 83.38% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-30), Skagi hf's Intrinsic Value: Projected FCF is kr12.22. The stock price of Skagi hf is kr18.80. Therefore, Skagi hf's Price-to-Intrinsic-Value-Projected-FCF of today is 1.5.
The historical rank and industry rank for Skagi hf's Intrinsic Value: Projected FCF or its related term are showing as below:
OISE:VIS'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.5 Med: 0.76 Max: 2.08
Current: 1.54
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Skagi hf was 2.08. The lowest was 0.50. And the median was 0.76.
OISE:VIS's Price-to-Projected-FCF is ranked worse than 83.38% of 397
companies
in the Insurance industry
Industry Median: 0.76
vs OISE:VIS: 1.54
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Skagi hf's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
18.80
/
12.217030922114
=
1.54
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skagi hf Intrinsic Value: Projected FCF Related Terms
Skagi hf Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Skagi hf's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:VIS vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison
For the Insurance - Diversified subindustry, Skagi hf's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skagi hf Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Skagi hf's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Skagi hf's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of kr12.22 mean?
Skagi hf (OISE:VIS) has a Intrinsic Value: Projected FCF of kr12.22 as of Aug. 30, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Skagi hf and its competitors. According to the industry distribution chart, Skagi hf ranks #331 out of 397 companies in the Insurance industry, placing it in the top 83.4%.
Is Skagi hf's Intrinsic Value: Projected FCF too high?
Skagi hf's current Intrinsic Value: Projected FCF is kr12.22. Based on the distribution chart, Skagi hf ranks #331 out of 397 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Skagi hf has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Skagi hf ranks #331 out of 397 companies for Intrinsic Value: Projected FCF. This places Skagi hf in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Skagi hf and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current Intrinsic Value: Projected FCF is kr12.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr21.92, compared to a current price of kr18.80 — trading 14.2% below its estimated fair value. The current Intrinsic Value: Projected FCF is kr12.22. Skagi hf's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current Intrinsic Value: Projected FCF is kr12.22 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skagi hf (OISE:VIS) Overvalued in 2026?
Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued.
The current stock price of kr18.80 is trading 14.2% below its estimated GF Value™ of kr21.92.
GuruFocus considers Skagi hf to be Modestly Undervalued.
Key valuation signals for OISE:VIS:
Intrinsic Value: Projected FCF: kr12.22
GF Value™: kr21.92 vs. price of kr18.80 (14.2% below fair value)
No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
72GF Score
Get the complete analysis for OISE:VIS
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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