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Skagi hfOISE:VIS +0.53%69 Debt-to-Equity is 1.12 as of Jun. 2026, which is 367% above its 10-year median of 0.24. GuruFocus rates OISE:VIS with a GF Score™ of 69/100 and a GF Value™ of kr21.80 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 406 Insurance companies, Skagi hf ranks worse than 93.1% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Skagi hf's Debt-to-Equity or its related term are showing as below:
OISE:VIS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.24 Max: 1.18
Current: 1.12
During the past 13 years, the highest Debt-to-Equity Ratio of Skagi hf was 1.18. The lowest was 0.16. And the median was 0.24.
OISE:VIS's Debt-to-Equity is ranked worse than 93.1% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs OISE:VIS: 1.12
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Skagi hf Debt-to-Equity Related Terms
Skagi hf Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Skagi hf's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OISE:VIS vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Skagi hf's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skagi hf Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Skagi hf's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Skagi hf's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skagi hf (OISE:VIS) has a Debt-to-Equity of 1.12 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Skagi hf and its competitors. This is 367% above median its historical median of 0.24. Over the past decade, Skagi hf's Debt-to-Equity has ranged from 0.16 to 1.18. According to the industry distribution chart, Skagi hf ranks #378 out of 406 companies in the Insurance industry, placing it in the top 93.1%.
Is Skagi hf's Debt-to-Equity too high?
Skagi hf's current Debt-to-Equity of 1.12 is 367% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.18. The Insurance industry median Debt-to-Equity is 0.20. Skagi hf's value of 1.12 is 460% above this industry median. Based on the distribution chart, Skagi hf ranks #378 out of 406 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Skagi hf has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Skagi hf ranks #378 out of 406 companies for Debt-to-Equity. This places Skagi hf in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Skagi hf's value of 1.12 is 460% above this benchmark. Historically, Skagi hf's own Debt-to-Equity has ranged from 0.16 to 1.18 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.20, Skagi hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skagi hf's current Debt-to-Equity of 1.12 is 460% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Skagi hf and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current Debt-to-Equity is 1.12, which is 367% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr21.80, compared to a current price of kr18.80 — trading 13.8% below its estimated fair value. The current Debt-to-Equity is 1.12, which is 367% above median its 10-year median of 0.24 and 460% above the Insurance industry median of 0.20. Skagi hf's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current Debt-to-Equity is 1.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skagi hf (OISE:VIS) Overvalued in 2026?
Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued.
The current stock price of kr18.80 is trading 13.8% below its estimated GF Value™ of kr21.80.
GuruFocus considers Skagi hf to be Modestly Undervalued.
Key valuation signals for OISE:VIS:
Debt-to-Equity: 1.12 (367% above median its 10-year median of 0.24)
GF Value™: kr21.80 vs. price of kr18.80 (13.8% below fair value)
Industry Position: 460% above the Insurance median (#378 of 406)
No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
69GF Score
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