Skagi hf (OISE:VIS) Liabilities-to-Assets : 0.73 (As of Jun. 2026)

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OISE:VIS Skagi hf OISE:VIS
68 GF Score
Price kr19.10
GF Value kr21.79
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Skagi hf Liabilities-to-Assets?

Skagi hf OISE:VIS -0.52% 68 Liabilities-to-Assets is 0.73 as of Jun. 2026. GuruFocus rates OISE:VIS with a GF Score™ of 68/100 and a GF Value™ of kr21.79 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Skagi hf's Total Liabilities for the quarter that ended in Jun. 2026 was kr62,073 Mil. Skagi hf's Total Assets for the quarter that ended in Jun. 2026 was kr84,631 Mil. Therefore, Skagi hf's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.73.


Skagi hf  (OISE:VIS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Skagi hf Liabilities-to-Assets Related Terms


Skagi hf Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Skagi hf's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skagi hf Liabilities-to-Assets Chart

Skagi hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.66 0.68 0.72 0.72

Skagi hf Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.74 0.72 0.74 0.73

OISE:VIS vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison

For the Insurance - Diversified subindustry, Skagi hf's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skagi hf Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Skagi hf's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Skagi hf's Liabilities-to-Assets falls into.


OISE:VIS
68GF Score
Skagi hf OISE:VIS
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Skagi hf Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Skagi hf's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=61050.783/85035.018
=0.72

Skagi hf's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=62072.886/84630.975
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.73 mean?
Skagi hf (OISE:VIS) has a Liabilities-to-Assets of 0.73 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Skagi hf and its competitors.
Is Skagi hf's Liabilities-to-Assets too high?
Skagi hf's current Liabilities-to-Assets is 0.73. Overall, Skagi hf has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's Liabilities-to-Assets compare to BRK.A and AIG?
Skagi hf's Liabilities-to-Assets of 0.73 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Skagi hf and its competitors. Skagi hf's current Liabilities-to-Assets is 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr21.79, compared to a current price of kr19.10 — trading 12.3% below its estimated fair value. The current Liabilities-to-Assets is 0.73. Skagi hf's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current Liabilities-to-Assets is 0.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skagi hf (OISE:VIS) Overvalued in 2026?

Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued. The current stock price of kr19.10 is trading 12.3% below its estimated GF Value™ of kr21.79. GuruFocus considers Skagi hf to be Modestly Undervalued.

Key valuation signals for OISE:VIS:

  • Liabilities-to-Assets: 0.73
  • GF Value™: kr21.79 vs. price of kr19.10 (12.3% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skagi hf Business Description

Address Armuli 3, Reykjavik, ISL, 108
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
68GF Score

Get the complete analysis for OISE:VIS

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr19.10
Price
kr21.79
GF Value