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Skagi hfOISE:VIS 72 Cash-to-Debt is 0.11 as of Jun. 2026, which is 71% below its 10-year median of 0.38. GuruFocus rates OISE:VIS with a GF Score™ of 72/100 and a GF Value™ of kr21.92 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 488 Insurance companies, Skagi hf ranks worse than 93.44% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Skagi hf's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.11.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Skagi hfcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Skagi hf's Cash-to-Debt or its related term are showing as below:
OISE:VIS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.38 Max: 0.76
Current: 0.11
During the past 13 years, Skagi hf's highest Cash to Debt Ratio was 0.76. The lowest was 0.06. And the median was 0.38.
OISE:VIS's Cash-to-Debt is ranked worse than 93.44% of 488
companies
in the Insurance industry
Industry Median: 2.17
vs OISE:VIS: 0.11
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Skagi hf Cash-to-Debt Related Terms
Skagi hf Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Skagi hf's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
OISE:VIS vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Skagi hf's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skagi hf Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Skagi hf's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Skagi hf's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skagi hf (OISE:VIS) has a Cash-to-Debt of 0.11 as of Jun. 2026. This is 71% below median its historical median of 0.38. Over the past decade, Skagi hf's Cash-to-Debt has ranged from 0.06 to 0.76. According to the industry distribution chart, Skagi hf ranks #456 out of 488 companies in the Insurance industry, placing it in the top 93.4%.
Is Skagi hf's Cash-to-Debt too high?
Skagi hf's current Cash-to-Debt of 0.11 is 71% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.76. The Insurance industry median Cash-to-Debt is 2.17. Skagi hf's value of 0.11 is 94.9% below this industry median. Based on the distribution chart, Skagi hf ranks #456 out of 488 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Skagi hf has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Skagi hf ranks #456 out of 488 companies for Cash-to-Debt. This places Skagi hf in the lower half of its industry. The industry median Cash-to-Debt is 2.17. Skagi hf's value of 0.11 is 94.9% below this benchmark. Historically, Skagi hf's own Cash-to-Debt has ranged from 0.06 to 0.76 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 2.17, Skagi hf has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.17, based on 488 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skagi hf's current Cash-to-Debt of 0.11 is 94.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current Cash-to-Debt is 0.11, which is 71% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr21.92, compared to a current price of kr18.80 — trading 14.2% below its estimated fair value. The current Cash-to-Debt is 0.11, which is 71% below median its 10-year median of 0.38 and 94.9% below the Insurance industry median of 2.17. Skagi hf's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current Cash-to-Debt is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skagi hf (OISE:VIS) Overvalued in 2026?
Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued.
The current stock price of kr18.80 is trading 14.2% below its estimated GF Value™ of kr21.92.
GuruFocus considers Skagi hf to be Modestly Undervalued.
Key valuation signals for OISE:VIS:
Cash-to-Debt: 0.11 (71% below median its 10-year median of 0.38)
GF Value™: kr21.92 vs. price of kr18.80 (14.2% below fair value)
Industry Position: 94.9% below the Insurance median (#456 of 488)
No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
72GF Score
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