Skagi hf (OISE:VIS) 10-Year RORE % : 9.89% (As of Mar. 2026)


OISE:VIS Skagi hf OISE:VIS
68 GF Score
Price kr18.30
GF Value kr22.01
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Skagi hf 10-Year RORE %?

Skagi hf OISE:VIS -1.08% 68 10-Year RORE % is 9.89 as of Mar. 2026. GuruFocus rates OISE:VIS with a GF Score™ of 68/100 and a GF Value™ of kr22.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 382 Insurance companies, Skagi hf ranks worse than 60.47% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Skagi hf's 10-Year RORE % for the quarter that ended in Mar. 2026 was 9.89%.

The industry rank for Skagi hf's 10-Year RORE % or its related term are showing as below:

OISE:VIS's 10-Year RORE % is ranked worse than
60.47% of 382 companies
in the Insurance industry
Industry Median: 12.855 vs OISE:VIS: 9.89

Skagi hf  (OISE:VIS) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Skagi hf 10-Year RORE % Related Terms


Skagi hf 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Skagi hf's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skagi hf 10-Year RORE % Chart

Skagi hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.82 -4.71 7.74 4.35 4.13

Skagi hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.09 6.55 9.26 4.13 9.89

OISE:VIS vs BRK.A, AIG, HIG: 10-Year RORE % Comparison

For the Insurance - Diversified subindustry, Skagi hf's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skagi hf 10-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Skagi hf's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Skagi hf's 10-Year RORE % falls into.


OISE:VIS
68GF Score
Skagi hf OISE:VIS
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Skagi hf 10-Year RORE % Calculation

Skagi hf's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 1.51-0.67 )/( 12.299-3.807 )
=0.84/8.492
=9.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 9.89 mean?
Skagi hf (OISE:VIS) has a 10-Year RORE % of 9.89 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Skagi hf and its competitors. According to the industry distribution chart, Skagi hf ranks #231 out of 382 companies in the Insurance industry, placing it in the top 60.5%.
Is Skagi hf's 10-Year RORE % too high?
Skagi hf's current 10-Year RORE % is 9.89. The Insurance industry median 10-Year RORE % is 12.86. Skagi hf's value of 9.89 is 23.1% below this industry median. Based on the distribution chart, Skagi hf ranks #231 out of 382 companies in the Insurance industry, which is below the industry midpoint. Overall, Skagi hf has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Skagi hf's 10-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Skagi hf ranks #231 out of 382 companies for 10-Year RORE %. This places Skagi hf in the lower half of its industry. The industry median 10-Year RORE % is 12.86. Skagi hf's value of 9.89 is 23.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.86, based on 382 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skagi hf's current 10-Year RORE % of 9.89 is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Skagi hf and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skagi hf's current 10-Year RORE % is 9.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skagi hf stock overvalued right now?
Based on GuruFocus' analysis, Skagi hf (OISE:VIS) is currently considered Modestly Undervalued. The stock's GF Value™ is kr22.01, compared to a current price of kr18.30 — trading 16.9% below its estimated fair value. The current 10-Year RORE % is 9.89 and 23.1% below the Insurance industry median of 12.86. Skagi hf's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Skagi hf (OISE:VIS), the current 10-Year RORE % is 9.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skagi hf (OISE:VIS) Overvalued in 2026?

Based on GuruFocus' analysis, Skagi hf stock appears to be undervalued. The current stock price of kr18.30 is trading 16.9% below its estimated GF Value™ of kr22.01. GuruFocus considers Skagi hf to be Modestly Undervalued.

Key valuation signals for OISE:VIS:

  • 10-Year RORE %: 9.89
  • GF Value™: kr22.01 vs. price of kr18.30 (16.9% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 23.1% below the Insurance median (#231 of 382)

No single metric tells the full story. See the OISE:VIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skagi hf Business Description

Address Armuli 3, Reykjavik, ISL, 108
Skagi hf is engaged in financial services sector. The Group operates through three operating segments: Insurance Operations, Insurance Investments, and Financial Services. Insurance Operations comprises the core insurance activities, including the underwriting of life, health, and general insurance products. Insurance Investments includes the management of assets backing insurance liabilities as well as proprietary investment activities. The Financial Services segment comprises activities such as asset management, loans to customers, and other noninsurance financial products. Key revenue is generated from Insurance operations.
68GF Score

Get the complete analysis for OISE:VIS

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr18.30
Price
kr22.01
GF Value