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East West BankingPHS:EW -1.56%74 3-Year Book Growth Rate is 10.10% as of Mar. 2026, which is 16% below its 10-year median of 12.00. GuruFocus rates PHS:EW with a GF Score™ of 74/100 and a GF Value™ of ₱13.96 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,497 Banks companies, East West Banking ranks better than 58.32% on this metric.
During the past 12 months, East West Banking's average Book Value per Share Growth Rate was 8.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 10.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 7.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 9.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of East West Banking was 49.90% per year. The lowest was 6.60% per year. And the median was 12.00% per year.
East West Banking (PHS:EW) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
East West Banking 3-Year Book Growth Rate Related Terms
East West Banking 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, East West Banking's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
East West Banking 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, East West Banking's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where East West Banking's 3-Year Book Growth Rate falls into.
East West Banking 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 10.10% mean?
East West Banking (PHS:EW) has a 3-Year Book Growth Rate of 10.10% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for East West Banking and its competitors. This is 16% below median its historical median of 12.00. Over the past decade, East West Banking's 3-Year Book Growth Rate has ranged from 6.60 to 49.90. According to the industry distribution chart, East West Banking ranks #624 out of 1497 companies in the Banks industry, placing it in the top 41.7%.
Is East West Banking's 3-Year Book Growth Rate too high?
East West Banking's current 3-Year Book Growth Rate of 10.10% is 16% below median its 10-year median of 12.00. Over the past 10 years, this metric has ranged from a low of 6.60 to a high of 49.90. The Banks industry median 3-Year Book Growth Rate is 8.70. East West Banking's value of 10.10% is 16.1% above this industry median. Based on the distribution chart, East West Banking ranks #624 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, East West Banking has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, East West Banking ranks #624 out of 1497 companies for 3-Year Book Growth Rate. This puts East West Banking in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.70. East West Banking's value of 10.10% is 16.1% above this benchmark. Historically, East West Banking's own 3-Year Book Growth Rate has ranged from 6.60 to 49.90 over the past decade. While the company's 10-year median is 12.00 vs. the industry median of 8.70, East West Banking has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. East West Banking's current 3-Year Book Growth Rate of 10.10% is 16.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for East West Banking and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. East West Banking's current 3-Year Book Growth Rate is 10.10%, which is 16% below median its own 10-year median of 12.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱13.96, compared to a current price of ₱11.34 — trading 18.8% below its estimated fair value. The current 3-Year Book Growth Rate is 10.10%, which is 16% below median its 10-year median of 12.00 and 16.1% above the Banks industry median of 8.70. East West Banking's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For East West Banking (PHS:EW), the current 3-Year Book Growth Rate is 10.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is East West Banking (PHS:EW) Overvalued in 2026?
Based on GuruFocus' analysis, East West Banking stock appears to be undervalued.
The current stock price of ₱11.34 is trading 18.8% below its estimated GF Value™ of ₱13.96.
GuruFocus considers East West Banking to be Modestly Undervalued.
Key valuation signals for PHS:EW:
3-Year Book Growth Rate: 10.10% (16% below median its 10-year median of 12.00)
GF Value™: ₱13.96 vs. price of ₱11.34 (18.8% below fair value)
Industry Position: 16.1% above the Banks median (#624 of 1497)
No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
74GF Score
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