East West Banking (PHS:EW) Unearned Income: ₱6,337 Mil (As of Jun. 2026)

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PHS:EW East West Banking Corp PHS:EW
72 GF Score
Price ₱10.30
GF Value ₱14.24
Valuation Modestly Undervalued
! 3 Warning Signs
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What is East West Banking Unearned Income?

East West Banking PHS:EW -0.19% 72 Unearned Income is ₱6,337 Mil as of Jun. 2026. GuruFocus rates PHS:EW with a GF Score™ of 72/100 and a GF Value™ of ₱14.24 (Modestly Undervalued). The stock has 3 warning signs investors should review.

East West Banking's Unearned Income for the quarter that ended in Jun. 2026 was ₱6,337 Mil.

East West Banking's quarterly Unearned Income declined from Dec. 2025 (₱7,075 Mil) to Mar. 2026 (₱6,702 Mil) and declined from Mar. 2026 (₱6,702 Mil) to Jun. 2026 (₱6,337 Mil).

East West Banking's annual Unearned Income increased from Dec. 2023 (₱6,873 Mil) to Dec. 2024 (₱7,497 Mil) but then declined from Dec. 2024 (₱7,497 Mil) to Dec. 2025 (₱7,075 Mil).

East West Banking Unearned Income Related Terms

East West Banking Unearned Income Historical Data

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The historical data trend for East West Banking's Unearned Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

East West Banking Unearned Income Chart

East West Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,675.10 4,005.51 6,873.00 7,497.25 7,075.40

East West Banking Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,692.97 7,644.93 7,075.40 6,702.26 6,337.14
PHS:EW
72GF Score
East West Banking Corp PHS:EW
Unearned Income is just one metric. See GF Score™, valuation, warning signs, and more.
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East West Banking Unearned Income Calculation

Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan.

Frequently Asked Questions Learn more about Unearned Income →
What does a Unearned Income of ₱6,337 Mil mean?
East West Banking (PHS:EW) has a Unearned Income of ₱6,337 Mil as of Jun. 2026. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on East West Banking and its competitors.
Is East West Banking's Unearned Income too high?
East West Banking's current Unearned Income is ₱6,337 Mil. Overall, East West Banking has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's Unearned Income compare to competitors?
East West Banking's Unearned Income of ₱6,337 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Income for a Banks company?
A good Unearned Income depends on the Banks industry context. However, Unearned Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Income mean?
A high Unearned Income can signal that a stock is expensive relative to its fundamentals. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on East West Banking and its competitors. East West Banking's current Unearned Income is ₱6,337 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱14.24, compared to a current price of ₱10.30 — trading 27.7% below its estimated fair value. The current Unearned Income is ₱6,337 Mil. East West Banking's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Income calculated?
Unearned Income is calculated from a company's financial statements. For East West Banking (PHS:EW), the current Unearned Income is ₱6,337 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is East West Banking (PHS:EW) Overvalued in 2026?

Based on GuruFocus' analysis, East West Banking stock appears to be undervalued. The current stock price of ₱10.30 is trading 27.7% below its estimated GF Value™ of ₱14.24. GuruFocus considers East West Banking to be Modestly Undervalued.

Key valuation signals for PHS:EW:

  • Unearned Income: ₱6,337 Mil
  • GF Value™: ₱14.24 vs. price of ₱10.30 (27.7% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

East West Banking Business Description

Address 5th Avenue Corner, 23rd Street, The Beaufort, Fort Bonifacio Global City, Taguig, PHL, 1634
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
72GF Score

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Unearned Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱10.30
Price
₱14.24
GF Value