East West BankingPHS:EW -0.17%77 Debt-to-Equity is 0.36 as of Mar. 2026, which is 33% above its 10-year median of 0.27. GuruFocus rates PHS:EW with a GF Score™ of 77/100 and a GF Value™ of ₱13.74 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,421 Banks companies, East West Banking ranks better than 63.76% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for East West Banking's Debt-to-Equity or its related term are showing as below:
PHS:EW'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.09 Med: 0.27 Max: 0.93
Current: 0.36
During the past 13 years, the highest Debt-to-Equity Ratio of East West Banking was 0.93. The lowest was 0.09. And the median was 0.27.
PHS:EW's Debt-to-Equity is ranked better than 63.76% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs PHS:EW: 0.36
East West Banking (PHS:EW) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
East West Banking Debt-to-Equity Related Terms
East West Banking Debt-to-Equity Historical Data
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The historical data trend for East West Banking's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
East West Banking Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, East West Banking's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
East West Banking Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, East West Banking's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where East West Banking's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
East West Banking (PHS:EW) has a Debt-to-Equity of 0.36 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on East West Banking and its competitors. This is 33% above median its historical median of 0.27. Over the past decade, East West Banking's Debt-to-Equity has ranged from 0.09 to 0.93. According to the industry distribution chart, East West Banking ranks #515 out of 1421 companies in the Banks industry, placing it in the top 36.2%.
Is East West Banking's Debt-to-Equity too high?
East West Banking's current Debt-to-Equity of 0.36 is 33% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.93. The Banks industry median Debt-to-Equity is 0.56. East West Banking's value of 0.36 is 35.7% below this industry median. Based on the distribution chart, East West Banking ranks #515 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, East West Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, East West Banking ranks #515 out of 1421 companies for Debt-to-Equity. This puts East West Banking in the upper half of its industry. The industry median Debt-to-Equity is 0.56. East West Banking's value of 0.36 is 35.7% below this benchmark. Historically, East West Banking's own Debt-to-Equity has ranged from 0.09 to 0.93 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.56, East West Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. East West Banking's current Debt-to-Equity of 0.36 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on East West Banking and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. East West Banking's current Debt-to-Equity is 0.36, which is 33% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱13.74, compared to a current price of ₱12.04 — trading 12.4% below its estimated fair value. The current Debt-to-Equity is 0.36, which is 33% above median its 10-year median of 0.27 and 35.7% below the Banks industry median of 0.56. East West Banking's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For East West Banking (PHS:EW), the current Debt-to-Equity is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is East West Banking (PHS:EW) Overvalued in 2026?
Based on GuruFocus' analysis, East West Banking stock appears to be undervalued.
The current stock price of ₱12.04 is trading 12.4% below its estimated GF Value™ of ₱13.74.
GuruFocus considers East West Banking to be Modestly Undervalued.
Key valuation signals for PHS:EW:
Debt-to-Equity: 0.36 (33% above median its 10-year median of 0.27)
GF Value™: ₱13.74 vs. price of ₱12.04 (12.4% below fair value)
Industry Position: 35.7% below the Banks median (#515 of 1421)
No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
77GF Score
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