East West BankingPHS:EW -0.16%77 Net Margin % is 13.95% as of Mar. 2026, which is 25% below its 10-year median of 18.70. GuruFocus rates PHS:EW with a GF Score™ of 77/100 and a GF Value™ of ₱13.63 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, East West Banking ranks worse than 72.76% on this metric.
The historical rank and industry rank for East West Banking's Net Margin % or its related term are showing as below:
PHS:EW'
s Net Margin % Range Over the Past 10 Years
Min: 16.87 Med: 18.7 Max: 23.22
Current: 18.95
PHS:EW's Net Margin % is ranked worse than 72.76% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs PHS:EW: 18.95
East West Banking (PHS:EW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
East West Banking Net Margin % Related Terms
East West Banking Net Margin % Historical Data
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The historical data trend for East West Banking's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
East West Banking Net Margin % Competitor Comparison
For the Banks - Regional subindustry, East West Banking's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
East West Banking Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, East West Banking's Net Margin % distribution charts can be found below:
* The bar in red indicates where East West Banking's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
East West Banking (PHS:EW) has a Net Margin % of 13.95% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on East West Banking and its competitors. This is 25% below median its historical median of 18.70. Over the past decade, East West Banking's Net Margin % has ranged from 16.87 to 23.22. According to the industry distribution chart, East West Banking ranks #1111 out of 1527 companies in the Banks industry, placing it in the top 72.8%.
Is East West Banking's Net Margin % too high?
East West Banking's current Net Margin % of 13.95% is 25% below median its 10-year median of 18.70. Over the past 10 years, this metric has ranged from a low of 16.87 to a high of 23.22. The Banks industry median Net Margin % is 26.95. East West Banking's value of 13.95% is 48.2% below this industry median. Based on the distribution chart, East West Banking ranks #1111 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, East West Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's Net Margin % compare to competitors?
According to the Banks industry distribution chart, East West Banking ranks #1111 out of 1527 companies for Net Margin %. This places East West Banking in the lower half of its industry. The industry median Net Margin % is 26.95. East West Banking's value of 13.95% is 48.2% below this benchmark. Historically, East West Banking's own Net Margin % has ranged from 16.87 to 23.22 over the past decade. While the company's 10-year median is 18.70 vs. the industry median of 26.95, East West Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. East West Banking's current Net Margin % of 13.95% is 48.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on East West Banking and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. East West Banking's current Net Margin % is 13.95%, which is 25% below median its own 10-year median of 18.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱13.63, compared to a current price of ₱12.26 — trading 10.1% below its estimated fair value. The current Net Margin % is 13.95%, which is 25% below median its 10-year median of 18.70 and 48.2% below the Banks industry median of 26.95. East West Banking's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For East West Banking (PHS:EW), the current Net Margin % is 13.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is East West Banking (PHS:EW) Overvalued in 2026?
Based on GuruFocus' analysis, East West Banking stock appears to be undervalued.
The current stock price of ₱12.26 is trading 10.1% below its estimated GF Value™ of ₱13.63.
GuruFocus considers East West Banking to be Modestly Undervalued.
Key valuation signals for PHS:EW:
Net Margin %: 13.95% (25% below median its 10-year median of 18.70)
GF Value™: ₱13.63 vs. price of ₱12.26 (10.1% below fair value)
Industry Position: 48.2% below the Banks median (#1111 of 1527)
No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
77GF Score
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