Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
East West Banking's 3-Year RORE % for the quarter that ended in Mar. 2026 was 15.46%.
The industry rank for East West Banking's 3-Year RORE % or its related term are showing as below:
PHS:EW's 3-Year RORE % is ranked better than 61.68% of 1472
companies
in the Banks industry
Industry Median: 9.87
vs PHS:EW: 15.46
East West Banking (PHS:EW) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
East West Banking 3-Year RORE % Related Terms
East West Banking 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for East West Banking's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
East West Banking 3-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, East West Banking's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
East West Banking 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, East West Banking's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where East West Banking's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
East West Banking (PHS:EW) has a 3-Year RORE % of 15.46 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on East West Banking and its competitors. According to the industry distribution chart, East West Banking ranks #564 out of 1472 companies in the Banks industry, placing it in the top 38.3%.
Is East West Banking's 3-Year RORE % too high?
East West Banking's current 3-Year RORE % is 15.46. The Banks industry median 3-Year RORE % is 9.87. East West Banking's value of 15.46 is 56.6% above this industry median. Based on the distribution chart, East West Banking ranks #564 out of 1472 companies in the Banks industry, which is above the industry midpoint. Overall, East West Banking has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, East West Banking ranks #564 out of 1472 companies for 3-Year RORE %. This puts East West Banking in the upper half of its industry. The industry median 3-Year RORE % is 9.87. East West Banking's value of 15.46 is 56.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. East West Banking's current 3-Year RORE % of 15.46 is 56.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on East West Banking and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. East West Banking's current 3-Year RORE % is 15.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱13.64, compared to a current price of ₱12.16 — trading 10.9% below its estimated fair value. The current 3-Year RORE % is 15.46 and 56.6% above the Banks industry median of 9.87. East West Banking's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For East West Banking (PHS:EW), the current 3-Year RORE % is 15.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is East West Banking (PHS:EW) Overvalued in 2026?
Based on GuruFocus' analysis, East West Banking stock appears to be undervalued.
The current stock price of ₱12.16 is trading 10.9% below its estimated GF Value™ of ₱13.64.
GuruFocus considers East West Banking to be Modestly Undervalued.
Key valuation signals for PHS:EW:
3-Year RORE %: 15.46
GF Value™: ₱13.64 vs. price of ₱12.16 (10.9% below fair value)
Industry Position: 56.6% above the Banks median (#564 of 1472)
No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
76GF Score
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