East West Banking (PHS:EW) Net Loan: ₱385,459 Mil (As of Mar. 2026)


PHS:EW East West Banking Corp PHS:EW
77 GF Score
Price ₱12.10
GF Value ₱13.70
Valuation Modestly Undervalued
! 2 Warning Signs
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What is East West Banking Net Loan?

East West Banking PHS:EW -0.33% 77 Net Loan is ₱385,459 Mil as of Mar. 2026. GuruFocus rates PHS:EW with a GF Score™ of 77/100 and a GF Value™ of ₱13.70 (Modestly Undervalued). The stock has 2 warning signs investors should review.

East West Banking's quarterly net loan increased from Sep. 2025 (₱357,600 Mil) to Dec. 2025 (₱382,353 Mil) and increased from Dec. 2025 (₱382,353 Mil) to Mar. 2026 (₱385,459 Mil).

East West Banking's annual net loan increased from Dec. 2023 (₱290,766 Mil) to Dec. 2024 (₱382,353 Mil) and increased from Dec. 2024 (₱382,353 Mil) to Dec. 2025 (₱385,459 Mil).

East West Banking Net Loan Historical Data

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The historical data trend for East West Banking's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

East West Banking Net Loan Chart

East West Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 207,831.93 261,069.66 290,765.94 331,510.21 382,353.43

East West Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 336,799.84 346,237.29 357,600.43 382,353.43 385,459.06
PHS:EW
77GF Score
East West Banking Corp PHS:EW
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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East West Banking Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₱385,459 Mil mean?
East West Banking (PHS:EW) has a Net Loan of ₱385,459 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on East West Banking and its competitors.
Is East West Banking's Net Loan too high?
East West Banking's current Net Loan is ₱385,459 Mil. Overall, East West Banking has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does East West Banking's Net Loan compare to competitors?
East West Banking's Net Loan of ₱385,459 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on East West Banking and its competitors. East West Banking's current Net Loan is ₱385,459 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is East West Banking stock overvalued right now?
Based on GuruFocus' analysis, East West Banking (PHS:EW) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱13.70, compared to a current price of ₱12.10 — trading 11.7% below its estimated fair value. The current Net Loan is ₱385,459 Mil. East West Banking's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For East West Banking (PHS:EW), the current Net Loan is ₱385,459 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is East West Banking (PHS:EW) Overvalued in 2026?

Based on GuruFocus' analysis, East West Banking stock appears to be undervalued. The current stock price of ₱12.10 is trading 11.7% below its estimated GF Value™ of ₱13.70. GuruFocus considers East West Banking to be Modestly Undervalued.

Key valuation signals for PHS:EW:

  • Net Loan: ₱385,459 Mil
  • GF Value™: ₱13.70 vs. price of ₱12.10 (11.7% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the PHS:EW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

East West Banking Business Description

Address 5th Avenue Corner, 23rd Street, The Beaufort, Fort Bonifacio Global City, Taguig, PHL, 1634
East West Banking Corporation is a commercial bank providing financial services in the Philippines. The bank generates all revenue domestically. The bank operates through four segments: the Retail banking segment offers traditional branch banking products and services such as deposits, back-to-back/emerging market loans, and other over-the-counter (OTC) transactions, the Corporate banking segment handles lending and trade financing for both large corporations and middle-market clients, the Consumer banking segment caters to loans for individuals, and Treasury and Trust segment consists of treasury and trust operations of the Group. The company derives a majority of its revenue from the Consumer banking segment.
77GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱12.10
Price
₱13.70
GF Value