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SSI GroupPHS:SSI +1.47%84 3-Year Book Growth Rate is 11.90% as of Mar. 2026, which is 42% above its 10-year median of 8.40. GuruFocus rates PHS:SSI with a GF Score™ of 84/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,054 Retail - Cyclical companies, SSI Group ranks better than 73.53% on this metric.
During the past 12 months, SSI Group's average Book Value per Share Growth Rate was 3.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 12.40% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of SSI Group was 107.90% per year. The lowest was -0.30% per year. And the median was 8.40% per year.
SSI Group (PHS:SSI) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
SSI Group 3-Year Book Growth Rate Related Terms
PHS:SSI vs TJX, ROST, BURL: 3-Year Book Growth Rate Comparison
For the Apparel Retail subindustry, SSI Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSI Group 3-Year Book Growth Rate vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where SSI Group's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.90% mean?
SSI Group (PHS:SSI) has a 3-Year Book Growth Rate of 11.90% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for SSI Group and its competitors. This is 42% above median its historical median of 8.40. According to the industry distribution chart, SSI Group ranks #279 out of 1054 companies in the Retail - Cyclical industry, placing it in the top 26.5%.
Is SSI Group's 3-Year Book Growth Rate too high?
SSI Group's current 3-Year Book Growth Rate of 11.90% is 42% above median its 10-year median of 8.40. The Retail - Cyclical industry median 3-Year Book Growth Rate is 4.50. SSI Group's value of 11.90% is 164.4% above this industry median. Based on the distribution chart, SSI Group ranks #279 out of 1054 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, SSI Group has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's 3-Year Book Growth Rate compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #279 out of 1054 companies for 3-Year Book Growth Rate. This puts SSI Group in the upper half of its industry. The industry median 3-Year Book Growth Rate is 4.50. SSI Group's value of 11.90% is 164.4% above this benchmark. While the company's 10-year median is 8.40 vs. the industry median of 4.50, SSI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Retail - Cyclical company?
The median 3-Year Book Growth Rate among Retail - Cyclical companies is 4.50, based on 1,054 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Group's current 3-Year Book Growth Rate of 11.90% is 164.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for SSI Group and its competitors. For the Retail - Cyclical industry, the median 3-Year Book Growth Rate is 4.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current 3-Year Book Growth Rate is 11.90%, which is 42% above median its own 10-year median of 8.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.07 — trading 40.7% below its estimated fair value. The current 3-Year Book Growth Rate is 11.90%, which is 42% above median its 10-year median of 8.40 and 164.4% above the Retail - Cyclical industry median of 4.50. SSI Group's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current 3-Year Book Growth Rate is 11.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSI Group (PHS:SSI) Overvalued in 2026?
Based on GuruFocus' analysis, SSI Group stock appears to be undervalued.
The current stock price of ₱2.07 is trading 40.7% below its estimated GF Value™ of ₱3.49.
GuruFocus considers SSI Group to be Significantly Undervalued.
Key valuation signals for PHS:SSI:
3-Year Book Growth Rate: 11.90% (42% above median its 10-year median of 8.40)
GF Value™: ₱3.49 vs. price of ₱2.07 (40.7% below fair value)
Industry Position: 164.4% above the Retail - Cyclical median (#279 of 1054)
No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
84GF Score
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