SSI Group (PHS:SSI) 3-Year RORE % : -24.83% (As of Mar. 2026)


PHS:SSI SSI Group Inc PHS:SSI
89 GF Score
Price ₱2.34
GF Value ₱3.49
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is SSI Group 3-Year RORE %?

SSI Group PHS:SSI +4.00% 89 3-Year RORE % is -24.83 as of Mar. 2026. GuruFocus rates PHS:SSI with a GF Score™ of 89/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,050 Retail - Cyclical companies, SSI Group ranks worse than 72.1% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. SSI Group's 3-Year RORE % for the quarter that ended in Mar. 2026 was -24.83%.

The industry rank for SSI Group's 3-Year RORE % or its related term are showing as below:

PHS:SSI's 3-Year RORE % is ranked worse than
72.1% of 1050 companies
in the Retail - Cyclical industry
Industry Median: 4.705 vs PHS:SSI: -24.83

SSI Group  (PHS:SSI) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


SSI Group 3-Year RORE % Related Terms


SSI Group 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for SSI Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSI Group 3-Year RORE % Chart

SSI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 200.00 385.54 53.55 8.28 -21.83

SSI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 -3.70 -10.86 -21.83 -24.83

PHS:SSI vs TJX, ROST, BURL: 3-Year RORE % Comparison

For the Apparel Retail subindustry, SSI Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSI Group 3-Year RORE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where SSI Group's 3-Year RORE % falls into.


PHS:SSI
89GF Score
SSI Group Inc PHS:SSI
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SSI Group 3-Year RORE % Calculation

SSI Group's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.35-0.76 )/( 1.87-0.219 )
=-0.41/1.651
=-24.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -24.83 mean?
SSI Group (PHS:SSI) has a 3-Year RORE % of -24.83 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on SSI Group and its competitors. According to the industry distribution chart, SSI Group ranks #757 out of 1050 companies in the Retail - Cyclical industry, placing it in the top 72.1%.
Is SSI Group's 3-Year RORE % too high?
SSI Group's current 3-Year RORE % is -24.83. Based on the distribution chart, SSI Group ranks #757 out of 1050 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, SSI Group has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's 3-Year RORE % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #757 out of 1050 companies for 3-Year RORE %. This places SSI Group in the lower half of its industry. The industry median 3-Year RORE % is 4.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Retail - Cyclical company?
The median 3-Year RORE % among Retail - Cyclical companies is 4.71, based on 1,050 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median 3-Year RORE % is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current 3-Year RORE % is -24.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.34 — trading 33% below its estimated fair value. The current 3-Year RORE % is -24.83. SSI Group's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current 3-Year RORE % is -24.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSI Group (PHS:SSI) Overvalued in 2026?

Based on GuruFocus' analysis, SSI Group stock appears to be undervalued. The current stock price of ₱2.34 is trading 33% below its estimated GF Value™ of ₱3.49. GuruFocus considers SSI Group to be Significantly Undervalued.

Key valuation signals for PHS:SSI:

  • 3-Year RORE %: -24.83
  • GF Value™: ₱3.49 vs. price of ₱2.34 (33% below fair value)
  • GF Score™: 89/100 with 4 warning signs

No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSI Group Business Description

Address 403 Senator Gil Puyat Avenue, 6th Floor, Midland Buendia Building, Makati City, PHL, 1200
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
89GF Score

Get the complete analysis for PHS:SSI

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.34
Price
₱3.49
GF Value