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SSI GroupPHS:SSI +0.46%93 Equity-to-Asset is 0.62 as of Mar. 2026, which is 11% above its 10-year median of 0.56. GuruFocus rates PHS:SSI with a GF Score™ of 93/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,129 Retail - Cyclical companies, SSI Group ranks better than 73.96% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. SSI Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₱17,508 Mil. SSI Group's Total Assets for the quarter that ended in Mar. 2026 was ₱28,365 Mil.
Therefore, SSI Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.62.
The historical rank and industry rank for SSI Group's Equity-to-Asset or its related term are showing as below:
PHS:SSI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.46 Med: 0.56 Max: 0.65
Current: 0.62
During the past 13 years, the highest Equity to Asset Ratio of SSI Group was 0.65. The lowest was 0.46. And the median was 0.56.
PHS:SSI's Equity-to-Asset is ranked better than 73.96% of 1129
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs PHS:SSI: 0.62
SSI Group (PHS:SSI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
SSI Group Equity-to-Asset Related Terms
SSI Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for SSI Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:SSI vs TJX, ROST, BURL: Equity-to-Asset Comparison
For the Apparel Retail subindustry, SSI Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSI Group Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where SSI Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
SSI Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSI Group (PHS:SSI) has a Equity-to-Asset of 0.62 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SSI Group and its competitors. This is 11% above median its historical median of 0.56. Over the past decade, SSI Group's Equity-to-Asset has ranged from 0.46 to 0.65. According to the industry distribution chart, SSI Group ranks #294 out of 1129 companies in the Retail - Cyclical industry, placing it in the top 26%.
Is SSI Group's Equity-to-Asset too high?
SSI Group's current Equity-to-Asset of 0.62 is 11% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.65. The Retail - Cyclical industry median Equity-to-Asset is 0.44. SSI Group's value of 0.62 is 40.9% above this industry median. Based on the distribution chart, SSI Group ranks #294 out of 1129 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, SSI Group has a GF Score™ of 93/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Equity-to-Asset compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #294 out of 1129 companies for Equity-to-Asset. This puts SSI Group in the upper half of its industry. The industry median Equity-to-Asset is 0.44. SSI Group's value of 0.62 is 40.9% above this benchmark. Historically, SSI Group's own Equity-to-Asset has ranged from 0.46 to 0.65 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 0.44, SSI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,129 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Group's current Equity-to-Asset of 0.62 is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current Equity-to-Asset is 0.62, which is 11% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.20 — trading 37% below its estimated fair value. The current Equity-to-Asset is 0.62, which is 11% above median its 10-year median of 0.56 and 40.9% above the Retail - Cyclical industry median of 0.44. SSI Group's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Equity-to-Asset is 0.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSI Group (PHS:SSI) Overvalued in 2026?
Based on GuruFocus' analysis, SSI Group stock appears to be undervalued.
The current stock price of ₱2.20 is trading 37% below its estimated GF Value™ of ₱3.49.
GuruFocus considers SSI Group to be Significantly Undervalued.
Key valuation signals for PHS:SSI:
Equity-to-Asset: 0.62 (11% above median its 10-year median of 0.56)
GF Value™: ₱3.49 vs. price of ₱2.20 (37% below fair value)
Industry Position: 40.9% above the Retail - Cyclical median (#294 of 1129)
No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
93GF Score
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