SSI Group (PHS:SSI) Forward Rate of Return (Yacktman) %: 46.00% (As of Mar. 2026) — 17% Above Median

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PHS:SSI SSI Group Inc PHS:SSI
86 GF Score
Price ₱2.08
GF Value ₱3.49
Valuation Significantly Undervalued
! 3 Warning Signs
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What is SSI Group Forward Rate of Return (Yacktman) %?

SSI Group PHS:SSI +1.46% 86 Forward Rate of Return (Yacktman) % is 46.00% as of Mar. 2026, which is 17% above its 10-year median of 39.17. GuruFocus rates PHS:SSI with a GF Score™ of 86/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 795 Retail - Cyclical companies, SSI Group ranks better than 93.33% on this metric.

Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. SSI Group's forward rate of return for was 46.00%.

The historical rank and industry rank for SSI Group's Forward Rate of Return (Yacktman) % or its related term are showing as below:

PHS:SSI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -20.04   Med: 39.17   Max: 58.83
Current: 50.25

During the past 13 years, SSI Group's highest Forward Rate of Return was 58.83. The lowest was -20.04. And the median was 39.17.

PHS:SSI's Forward Rate of Return (Yacktman) % is ranked better than
93.33% of 795 companies
in the Retail - Cyclical industry
Industry Median: 12.58 vs PHS:SSI: 50.25

Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


SSI Group  (PHS:SSI) Forward Rate of Return (Yacktman) % Explanation

Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of EBITDA per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.


Be Aware

In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.


SSI Group Forward Rate of Return (Yacktman) % Related Terms


SSI Group Forward Rate of Return (Yacktman) % Historical Data

* Premium members only.

The historical data trend for SSI Group's Forward Rate of Return (Yacktman) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSI Group Forward Rate of Return (Yacktman) % Chart

SSI Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Forward Rate of Return (Yacktman) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.61 55.25 53.81 46.88 49.17

SSI Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Forward Rate of Return (Yacktman) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.00 41.94 46.02 49.17 46.00

PHS:SSI vs TJX, ROST, BURL: Forward Rate of Return (Yacktman) % Comparison

For the Apparel Retail subindustry, SSI Group's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSI Group Forward Rate of Return (Yacktman) % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's Forward Rate of Return (Yacktman) % distribution charts can be found below:

* The bar in red indicates where SSI Group's Forward Rate of Return (Yacktman) % falls into.


PHS:SSI
86GF Score
SSI Group Inc PHS:SSI
Forward Rate of Return (Yacktman) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SSI Group Forward Rate of Return (Yacktman) % Calculation

Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

SSI Group's Forward Rate of Return of Mar. 2026 is

Forward Rate of Return=Normalized Free Cash Flow/Price+5-Year EBITDA Growth Rate
=0.62914286/2.42+0.2
=46.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Rate of Return (Yacktman) % of 46.00% mean?
SSI Group (PHS:SSI) has a Forward Rate of Return (Yacktman) % of 46.00% as of Mar. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on SSI Group and its competitors. This is 17% above median its historical median of 39.17. According to the industry distribution chart, SSI Group ranks #53 out of 795 companies in the Retail - Cyclical industry, placing it in the top 6.7%.
Is SSI Group's Forward Rate of Return (Yacktman) % too high?
SSI Group's current Forward Rate of Return (Yacktman) % of 46.00% is 17% above median its 10-year median of 39.17. The Retail - Cyclical industry median Forward Rate of Return (Yacktman) % is 12.58. SSI Group's value of 46.00% is 265.7% above this industry median. Based on the distribution chart, SSI Group ranks #53 out of 795 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, SSI Group has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Forward Rate of Return (Yacktman) % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #53 out of 795 companies for Forward Rate of Return (Yacktman) %. This places SSI Group in the top 7% of its industry — outperforming the majority of peers. The industry median Forward Rate of Return (Yacktman) % is 12.58. SSI Group's value of 46.00% is 265.7% above this benchmark. While the company's 10-year median is 39.17 vs. the industry median of 12.58, SSI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Retail - Cyclical company?
The median Forward Rate of Return (Yacktman) % among Retail - Cyclical companies is 12.58, based on 795 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Group's current Forward Rate of Return (Yacktman) % of 46.00% is 265.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median Forward Rate of Return (Yacktman) % is 12.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current Forward Rate of Return (Yacktman) % is 46.00%, which is 17% above median its own 10-year median of 39.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.08 — trading 40.4% below its estimated fair value. The current Forward Rate of Return (Yacktman) % is 46.00%, which is 17% above median its 10-year median of 39.17 and 265.7% above the Retail - Cyclical industry median of 12.58. SSI Group's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Forward Rate of Return (Yacktman) % is 46.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSI Group (PHS:SSI) Overvalued in 2026?

Based on GuruFocus' analysis, SSI Group stock appears to be undervalued. The current stock price of ₱2.08 is trading 40.4% below its estimated GF Value™ of ₱3.49. GuruFocus considers SSI Group to be Significantly Undervalued.

Key valuation signals for PHS:SSI:

  • Forward Rate of Return (Yacktman) %: 46.00% (17% above median its 10-year median of 39.17)
  • GF Value™: ₱3.49 vs. price of ₱2.08 (40.4% below fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 265.7% above the Retail - Cyclical median (#53 of 795)

No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSI Group Business Description

Address 403 Senator Gil Puyat Avenue, 6th Floor, Midland Buendia Building, Makati City, PHL, 1200
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
86GF Score

Get the complete analysis for PHS:SSI

Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.08
Price
₱3.49
GF Value