SSI GroupPHS:SSI +4.00%89 Pretax Margin % is 3.25% as of Mar. 2026, which is 35% below its 10-year median of 4.99. GuruFocus rates PHS:SSI with a GF Score™ of 89/100 and a GF Value™ of ₱3.49 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,124 Retail - Cyclical companies, SSI Group ranks better than 62.1% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. SSI Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₱249 Mil. SSI Group's Revenue for the
three
months ended in Mar. 2026 was ₱7,662 Mil. Therefore, SSI Group's pretax margin for the quarter that ended in Mar. 2026 was 3.25%.
The historical rank and industry rank for SSI Group's Pretax Margin % or its related term are showing as below:
PHS:SSI'
s Pretax Margin % Range Over the Past 10 Years
Min: -8.25 Med: 4.99 Max: 12.5
Current: 5.36
PHS:SSI's Pretax Margin % is ranked better than 62.1% of 1124
companies
in the Retail - Cyclical industry
Industry Median: 3.17
vs PHS:SSI: 5.36
SSI Group (PHS:SSI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SSI Group Pretax Margin % Related Terms
SSI Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for SSI Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:SSI vs TJX, ROST, BURL: Pretax Margin % Comparison
For the Apparel Retail subindustry, SSI Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSI Group Pretax Margin % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SSI Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SSI Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSI Group (PHS:SSI) has a Pretax Margin % of 3.25% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SSI Group and its competitors. This is 35% below median its historical median of 4.99. According to the industry distribution chart, SSI Group ranks #426 out of 1124 companies in the Retail - Cyclical industry, placing it in the top 37.9%.
Is SSI Group's Pretax Margin % too high?
SSI Group's current Pretax Margin % of 3.25% is 35% below median its 10-year median of 4.99. The Retail - Cyclical industry median Pretax Margin % is 3.17. SSI Group's value of 3.25% is 2.5% above this industry median. Based on the distribution chart, SSI Group ranks #426 out of 1124 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, SSI Group has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SSI Group's Pretax Margin % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SSI Group ranks #426 out of 1124 companies for Pretax Margin %. This puts SSI Group in the upper half of its industry. The industry median Pretax Margin % is 3.17. SSI Group's value of 3.25% is 2.5% above this benchmark. While the company's 10-year median is 4.99 vs. the industry median of 3.17, SSI Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Retail - Cyclical company?
The median Pretax Margin % among Retail - Cyclical companies is 3.17, based on 1,124 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSI Group's current Pretax Margin % of 3.25% is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SSI Group and its competitors. For the Retail - Cyclical industry, the median Pretax Margin % is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSI Group's current Pretax Margin % is 3.25%, which is 35% below median its own 10-year median of 4.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSI Group stock overvalued right now?
Based on GuruFocus' analysis, SSI Group (PHS:SSI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.49, compared to a current price of ₱2.34 — trading 33% below its estimated fair value. The current Pretax Margin % is 3.25%, which is 35% below median its 10-year median of 4.99 and 2.5% above the Retail - Cyclical industry median of 3.17. SSI Group's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SSI Group (PHS:SSI), the current Pretax Margin % is 3.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSI Group (PHS:SSI) Overvalued in 2026?
Based on GuruFocus' analysis, SSI Group stock appears to be undervalued.
The current stock price of ₱2.34 is trading 33% below its estimated GF Value™ of ₱3.49.
GuruFocus considers SSI Group to be Significantly Undervalued.
Key valuation signals for PHS:SSI:
Pretax Margin %: 3.25% (35% below median its 10-year median of 4.99)
GF Value™: ₱3.49 vs. price of ₱2.34 (33% below fair value)
Industry Position: 2.5% above the Retail - Cyclical median (#426 of 1124)
No single metric tells the full story. See the PHS:SSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSI Group Inc together with its subsidiaries, operates specialty retail stores in the Philippines. The company operates a retail network consists of 628 stores located within approximately 110 malls across the Philippines, including Metro Manila, Luzon, Visayas, and Mindanao. The company provides a broad range of categories and brands, from luxury and bridge apparel to casual wear and fast fashion, as well as footwear, accessories, luggage, food, home and decor, and beauty and personal care.
89GF Score
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